Opinions

April 7, 2009 (PLANSPONSOR (b)lines) - A plan adviser asks: "An employer sponsors an ERISA 403(b) plan that is funded with individual annuity contracts. These individual annuity contracts...

April 7, 2009 (PLANSPONSOR (b)lines) - One of the most significant changes made to 403(b) plans in the final 403(b) regulations is the written plan requirement.

April 2, 2009 (PLANSPONSOR.com) - Well, it's April Fool's Day (in case you've forgotten) - a day on which pranksters are "out" in force - perhaps even some...

March 31, 2009 (PLANSPONSOR (b)lines) - On top of the challenges associated with complying with new IRS 403(b) regulations, sponsors can look forward to increased audit activity by...

As if retirement savers didn't have enough problems, last week Fidelity Investments reminded us how much money we're going to need for health care.

March 25, 2009 (PLANSPONSOR.com) - Recently I was having breakfast with a former colleague (and former boss).

Like many, perhaps most, Americans I have viewed the unraveling "Bonusgate" scandal with a mixture of disgust and incredulity.

March 24, 2009 (PLANSPONSOR (b)lines) - Can pre-tax 403(b) accounts be rolled over into a new plan as Roth after-tax deferrals?

I saw an interesting event headline the other day. It said simply, "Trust is an economic stimulus package."

March 17, 2009 (PLANSPONSOR (b)lines) - Feature articles discussing 403(b) plan terminations and Form 5500 filing requirements led to a number of reader questions on the issues. David...

March 17, 2009 (PLANSPONSOR (b)lines) - 403(b) plans, excluding plans sponsored by churches, have been subject to nondiscrimination rules - limitations on the extent to which contributions might...

March 12, 2009 (PLANSPONSOR.com) - To say that the past several weeks (months?) have taken a toll on retirement plan portfolios is perhaps the understatement of 2009 (though...

March 10, 2009 (PLANSPONSOR (b)lines) - With all of the confusion, complexity, and costs that will have to be absorbed by sponsors with multi vendor plans due to...

March 10, 2009 (PLANSPONSOR (b)lines) - Following the March 3 (b)lines article discussing new Form 5500 and audit requirements, a reader asked if those requirements also apply to...

A couple of months ago, I started getting e-mails from readers curious about the announcements of plans reducing and/or suspending their matching contributions.

March 6, 2009 (PLANSPONSOR.com) - Believe it or not, most of us will "lose" an hour this weekend.

March 5, 2009 (PLANSPONSOR.com) - As a number of you have pointed out over the past several weeks, it's gotten to the point where every day seems to...

March 5, 2009 (PLANSPONSOR.com) - There's little question in my mind that we need to continue to report on situations where these matching contributions are being suspended

March 3, 2009 (PLANSPONSOR (b)lines) - A plan adviser asks: "If a plan sponsor wants to terminate its existing 403(b) plan and start a new one, does it...

March 3, 2009 (PLANSPONSOR (b)lines) - Beginning with the 2009 plan year, 403(b) plans that are subject to Title I of ERISA, and have 100 or more eligible...