Opinions
Opinions |
IMHO: Ballot 'Initiative'
On Tuesday, the nation will go to the polls (those who haven't voted early or absentee, anyway) and make a decision that has obsessed political junkies and pollsters...
Opinions |
SURVEY SAYS – What's Your Oddest Job?
October 29, 2008 (PLANSPONSOR.com) - A couple of weeks ago, I asked NewsDash readers about their oddest job(s).
Opinions |
IMHO: The Pit and the Pendulum
They say that desperate times call for desperate measures.
Opinions |
(b)lines Ask the Expert – Church Plans
October 21, 2008 (PLANSPONSOR (b)lines) - A plan adviser asks: "What exactly are the requirements for a church plan that has an employer match? Do they need a...
Opinions |
IMHO: No Time Like the Present
My September 30 statement arrived on Friday. No, I didn't look at it.
Opinions |
IMHO: Due Process
The recent market tumult has hit Main Street in its retirement pocketbook—and some are once again fretting about their "201(k)s."
Opinions |
403(b) Good Part IV: What Non-Discrimination Rules? – Employer Contributions
October 7, 2008 (PLANSPONSOR (b)lines) - In Part III (September 2, 2008), we talked about the 403(b) non-discrimination rule applicable to employee deferrals - referred to as the...
Opinions |
IMHO: Reference Points
For most 401(k) plan participants, this has been a good quarter—to lose your statement.
Opinions |
SURVEY SAYS – Is There a Bumper (Sticker) Crop?
With the first Presidential debate still ringing in our ears, the first Vice-Presidential debate just hours away, and Congress - well, let's say just it's pretty obvious this...
Opinions |
IMHO: Staying on Course
One of my favorite quotations is George Santayana's, "Those who cannot remember the past are doomed to repeat it."
Opinions |
IMHO: Pay "Back"?
It was an interesting week, to say the least—all the more so since I spent it surrounded by financial advisers.
Opinions |
403(b) Plans: The Senior Management Hurdle
September 16, 2008 (PLANSPONSOR (b)lines) - In the race to meet upcoming 403(b) regulations, sponsors have to clear a number of hurdles. By now you've probably overcome the...
Opinions |
(b)lines Ask the Expert – Transfers of 403(b) Assets
September 16, 2008 (PLANSPONSOR (b)lines) - A plan provider asks: "A nonprofit organization, on the same date terminates its DB plan, initiates a 401k plan, and stops participant...
Opinions |
(b)lines Ask the Expert – ERISA 404(c) Protection
September 2, 2008 (PLANSPONSOR (b)lines) - A plan provider asks: "Assuming the requirements under 404(c) are met, is 404(c) protection available to 403(b) plan sponsors? If so, does...
Opinions |
403(b) Good III: What Non-Discrimination Rules? – Universal Availability
September 2, 2008 (PLANSPONSOR (b)lines) - Yes, Virginia, the Internal Revenue Code does have non-discrimination rules for 403(b) plans. And the rules have been expanded in the Treasury...
Opinions |
IMHO: "Gold" Mettle
The Olympics are already a distant memory for many, but despite the challenges of trying to keep up with events that are occurring halfway across the world, there...
Opinions |
IMHO: Irreconcilable Differences
Last week, the Department of Labor took another step toward finishing another piece of unfinished business when it proposed regulations necessary to implement (in confidence, anyway) the provisions...
Opinions |
(b)lines Series: 403(b) Regulations: Nondiscrimination Rules
August 19, 2008 (PLANSPONSOR (b)lines) - New 403(b) regulations include nondiscrimination rules and testing not previously required by the Internal Revenue Service.
Opinions |
IMHO: What Will Participants Do?
At the moment, the industry is scrambling to respond to the DoL's call for comments on the proposed participant fee disclosure regulations by September 8.