Opinions

Opinions |

IMHO: A Prospective Perspective

Plan sponsors who think the Pension Protection Act's automatic enrollment safe harbor represents an easy solution to disappointing participation rates may have another "think" coming, according to the...
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IMHO: The 80/20 Rule

Sooner or later in your career, you are exposed to the 80/20 rule or, as purists term it, the Pareto principle.
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IMHO: The Lure of Averages

Those of you who find Fidelity's updated research results a bit "rosy" compared with other projections may recall comparable results from their readiness index a year ago.
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IMHO: "Never, Ever" Land

It's an undisputed fact that the vast majority of retirement plan participants never rebalance their accounts.
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IMHO: A Little "Free" Advice

Last Friday, the Department of Labor issued a Field Assistance Bulletin on the "Statutory Exemption for Investment Advice."
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IMHO: Exit Strategy

Earlier this month, we passed the "anniversary" of the commencement of bombing strikes in Operation Desert Storm (1991).
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IMHO: "Forth" Right

A couple of weeks ago, we got a panicked call from daughter No. 1, who had, on her way home from work, gotten her first flat tire.
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IMHO: The "Best" Test

I've been in this business since before I graduated college (and that's now been a while) - but my first interaction with a financial adviser didn't happen until...
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IMHO: Deal or No Deal?

Deals like the one announced on Friday by The 401(k) Company, Nationwide, and Schwab are the kind of thing that gives plan sponsors heartburn.
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IMHO: Naughty or Nice?

A few years back—when my kids still believed in the reality of Santa Claus—we discovered an ingenious Web site that purported to offer a real-time assessment of their...
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IMHO: Taking "Sides"

I was trolling around on the Internet last weekend, when I saw a story titled "The Downsides to Your 401(k)."
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IMHO: Thanks Giving

Like many of you perhaps, I suddenly realized this past week that this week is Thanksgiving.
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IMHO: Election Nearing

If you have turned on a TV, walked by a radio, or driven down a residential street in the past month, you will, of course, be aware that...