Opinions

December 6, 2007 (PLANSPONSOR.com) - It's that time of year again - time for the office holiday party.

Thanksgiving has been called a "uniquely American" holiday, and while that is perhaps something of an overstatement, it is unquestionably a special holiday, and one on which it...

Last week, as I was surfing the Web, I stumbled across an article titled "Time for Employers to Cut Cord to 401(k) Plans."

I was having coffee with a buddy of mine a couple of weeks back, and before long the discussion turned to music; specifically the new Bruce Springsteen CD.

It may have lacked the hoopla of a midnight Harry Potter release, but in retirement industry circles, last week's publication of the Department of Labor's final regulations on...

I was at a conference a couple of weeks ago, when the CEO of a large, national consulting firm stood up and commented on the increased fiduciary burden...

The testimony presented at last week's hearing by the House Education and Labor Committee on the issue of 401(k) fees was remarkably consistent, IMHO, certainly compared with the...

This week, I'm going to do something I never thought I would do again.

In a business notorious for change, it nonetheless seems fair to say that the past twelve months have been extraordinary ones indeed.

Here we go - - - again.

August 23, 2007 (PLANSPONSOR.com) - Yesterday's Tuesday Trivia offered a sense for the average number of times people hit their snooze alarm before rising.

These days, the Pension Protection Act of 2006 (PPA) is sometimes referred to as the "Pension Destruction Act." That's too harsh an assessment, IMHO, but it certainly has...

Without question, asset-allocation solutions—particularly target-date fund solutions—are well on their way to becoming a dominating force on retirement plan menus.

Last week, no fewer than a dozen industry trade organizations put their collective heads together and tried to help the Department of Labor—which has been working on a...

I was on a panel at our recent Plan Designs conference, and the topic of qualified default investment alternatives (QDIAs) came up.

Last week the Government Accountability Office (GAO) published a 67-page report titled "Conflicts of Interest Involving High Risk or Terminated Plans Pose Enforcement Challenges."

With all the tact of a law professor dressing down a first-year student, U.S. District Judge John Shabaz of the U.S. District Court for the Western District of...

Plan sponsors who think the Pension Protection Act's automatic enrollment safe harbor represents an easy solution to disappointing participation rates may have another "think" coming, according to the...

Last week, I stumbled across another of those "DC plans are becoming like DB plans" articles—you know, the "DB-ification" of 401(k)s?

Sooner or later in your career, you are exposed to the 80/20 rule or, as purists term it, the Pareto principle.