Opinions

Helen Calvin, chief revenue officer at Jellyvision, explains how employees may respond better to employer education about HSAs, tracking HSA education success is easier, and employee changes relating...

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, says open MEPs will work up to a point, but contends that they only deal with one...

Offering a new perspective, a marketing agency provides ideas for getting participants more engaged in their retirement plans.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, provides the math for why it makes sense to pay off debt before saving for retirement.

Jen Irwin, senior vice president, Marketing & Strategy at Alegeus, offers suggestions for the optimal design of HRAs.

How employers can take the driver’s seat in preparing workers for the retirement savings road trip.

The 5th Circuit officially vacates the fiduciary rule.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses support for—and some opposition against—providing lifetime income disclosures to DC plan participants.

Thomas White, partner at Rimon Law, discusses how plan sponsors should consider ESG investments following the DOL’s latest guidance.

Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses how the Securities and Exchange Commission’s (SEC)’s broker/investment adviser standard-of-conduct proposal would be necessary to the...

Managing risk factors for the interface between a plan sponsor’s payroll system and retirement plan recordkeeping system can avoid some very costly errors.

In March, the Retirement Enhancement and Savings Act of 2018 (RESA) was introduced in the U.S. Senate. If passed, the bill would reintroduce the pooled employer plan (PEP)—also...

Michael Barry, president of the Plan Advisory Services Group, delves into fee litigation assumptions—and what is wrong with them.

Retirement plan sponsors that take cybersecurity seriously are less likely to see their participants’ assets and personal information affected by a successful cyberattack.

Passive TDFs are not always the safer fiduciary choice and not always the better choice for DC plan investors.

Michael Barry, president of the Plan Advisory Services Group, opines about the most important role of the employer in the employer-sponsored 401(k) plan system.

A distress termination may be a viable option for financially challenged employers that need pension funding relief but want to avoid bankruptcy.

Marcia Wagner, founder of The Wagner Law Group, answers questions about the IRS’ guidance about mortality tables that apply for the purposes of minimum funding for DB plans.

Michael Barry, president of the Plan Advisory Services Group, discusses the growing number of “gig” workers—both retired and not—and how there is now a great need for retirement...

Many may need to set up an emergency fund or pay off debt first.