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Opinions | July 13th, 2010

What Are the Implications of the Early Retiree Reinsurance Program?

July 13, 2010 (PLANSPONSOR.com) - On June 29, 2010, the Department of Health and Human Services ("HHS") began accepting applications for the Early Retiree Reinsurance Program ("ERRP").

Ask the Experts | July 13th, 2010

(b)lines Ask the Experts – Universal Availability and Immediate Deferral

July 13, 2010 (PLANSPONSOR (b)lines) – A reader says: “I have been told that the new regulation for Universal Availability requires employees be allowed to defer immediately to...

Opinions | July 12th, 2010

How Much Is Too Much?

I want to go on record by saying that I believe in America, I think 401(k) plans are a good idea, lower fees are better...

Opinions | July 8th, 2010

403(b) Webcast Series: Plan Design Best Practices

The new 403(b) regulations have left plan sponsors with a list of important priorities: reducing costs, simplifying administration, mitigating fiduciary risk, providing better retirement for employees, as well...

Reader Responses | July 8th, 2010

SURVEY SAYS: What Has Been Your 5500 Experience(s)?

July 8, 2010 (PLANSPONSOR.com) - This month most ERISA plans with 12/31 plan year-ends will scramble to file the Form 5500.

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Reader Responses | July 7th, 2010

SURVEY SAYS: How Hot Is It?

July 8, 2010 (PLANSPONSOR.com) - I don’t know how it is where you live, but in my part of the world it is HOT these days.

Opinions | July 7th, 2010

IMHO: Prudent Mien?

July 7, 2010 (PLANSPONSOR.com) - Anyone who has been paying attention to 401(k) plan litigation these past several years knows that a common trigger—perhaps the most common...

Opinions | July 6th, 2010

What are the PPACA’s Restrictions on Coverage Rescission?

July 6, 2010 (PLANSPONSOR.com) - On June 28, 2010, the Department of Health and Human Services, Labor, and Treasury published a new Interim Final Rule (IFR) addressing several...

Ask the Experts | July 6th, 2010

(b)lines Ask the Experts – Church Plans and State Laws

July 6, 2010 (PLANSPONSOR (b)lines) – A reader says: “What is the duty of a nonelecting church 403(b) plan to comply with state law, for example in the...

Opinions | July 6th, 2010

How to Keep Retirement Savings on Track after a Layoff

July 6, 2010 (PLANSPONSOR (b)lines) - Many school districts and nonprofits have been forced to make staff cuts to meet budgeting needs during the economic downturn. This harsh...

Opinions | July 1st, 2010

IMHO: “Free” Wills

Over the weekend I reacquainted myself with that episode of the HBO miniseries “John Adams” titled “Independence.”

Ask the Experts | June 29th, 2010

(b)lines Ask the Experts – Summary Annual Reports

June 29, 2010 (PLANSPONSOR (b)lines) – A reader says: “I had heard that Summary Annual Reports (SARs) were not required for 403(b) plans. Has this changed with the...

Opinions | June 29th, 2010

What Will the PPACA Mean for HRAs, HSAs, and FSAs?

June 29, 2010 (PLANSPONSOR.com) - The Patient Protection and Affordable Care Act (PPACA) makes several changes to the rules that apply to Health Savings Accounts (HSAs), Flexible Spending...

Opinions | June 24th, 2010

IMHO: QDIA Essentials

June 24, 2010 (PLANSPONSOR.com) - PLANSPONSOR’s National Conference last week featured a series of panels titled “Five Things You Need to Know About…” focused on...

Reader Responses | June 24th, 2010

SURVEY SAYS: When Will You Be Closed for the Fourth?

June 24, 2010 (PLANSPONSOR.com) - We are fast coming up on the Fourth of July (the one federal holiday that really can’t be moved to a Monday). ...

Reader Responses | June 24th, 2010

SURVEY SAYS: Are You Watching the World Cup?

June 24, 2010 (PLANSPONSOR.com) - This week I also asked readers if they were – or were not - keeping up with the World Cup.

Opinions | June 22nd, 2010

How Should Employers Handle the New W-2 Reporting Requirements?

June 22, 2010 (PLANSPONSOR.com) – Section 9002 of the Patient Protection and Affordable Care Act ("PPACA") requires employers to disclose the aggregate cost of "applicable employer-sponsored coverage" on...

Reader Responses | June 18th, 2010

SURVEY SAYS: Who is Your Favorite Father Figure?

June 18, 2010 (PLANSPONSOR.com) - Sunday is, of course, Father’s Day.

Opinions | June 15th, 2010

Inside the Retiree Reinsurance Program

June 15, 2010 (PLANSPONSOR.com) - The Patient Protection and Affordable Care Act ("PPACA") creates a program designed to help employers with the costs associated with providing retiree health...

Ask the Experts | June 15th, 2010

(b)lines Ask the Experts – Transfers vs. Rollovers

June 15, 2010 (PLANSPONSOR (b)lines) – A reader says: “Our 403(b) Plan document indicates that transfers from the plan to another 403(b) plan are not permitted. However the Plan document permits direct rollovers to...

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