SURVEY SAYS: Big Cities or Suburbs for Retirement
My Dad’s dream was to retire back in the remote mountain town in which he grew up. He did, but was an hour away from health care when...
Voices
Loan Defaults and Military Leaves of Absence
“I have a question regarding the ‘cure’ period after which a retirement plan loan would go into default in relation to a military leave of absence.
SURVEY SAYS: Basic Financial Education in K-12 Schools
It seems that many adults are struggling with basic finances—budgeting, paying off debt and saving.
RMDs and Rehires
“I read an Ask the Experts column from a few years ago which stated that, if we hired someone older than 70 ½, that they would need to...
SURVEY SAYS: Favorite Season
I love Fall. At first, I think it was because that was back-to-school time, and I loved going back to school. But now, I think it is more...
Opinions |
Integrating Financial Wellness Into Equity Compensation Plans
Within the context of equity compensation, financial wellness programs can go a long way to help employees work toward their long-term financial goals.
(b)lines Ask the Experts – FICA Difference Between 403(b)s and 401(k)s
“I read with great interest your recent Ask the Experts column about one-time irrevocable elections for 403(b) plans.
SURVEY SAYS: Computer Data Storage Evolution
This year’s Beloit College Mindset List pointed out that entering college freshmen likely have never used a floppy-disk for storing computer data.
Opinions |
Barry’s Pickings Online: A Parade of the Ridiculous
Michael Barry, president of the Plan Advisory Services Group, discusses possible implications of the DOL fiduciary rule and how the agency missed fixing what needs to be fixed.
(b)lines Ask the Experts – Is an Irrevocable Election Not to Participate Truly Irrevocable?
Experts answer questions from 403(b) plan sponsors and providers.
(b)lines Ask the Experts – Re-borrowing After Repayment of a Defaulted Loan
“I work for a plan sponsor where payroll deduction and outside collateral cannot be used for loans. We have a participant who defaulted on a loan, but who...
SURVEY SAYS: ‘Gig’ Workers and Benefits
With an increase in workers taking on ‘gig’ jobs, the question is how to ensure they have the opportunity to save for retirement and are protected from high...
(b)lines Ask the Experts – Having More Than One 403(b) Plan and Plan Type
“We have two groups of employees—non-union and union employees.
SURVEY SAYS: Co-Worker Friends
We covered a survey in which 62% of employees said having co-workers who are friends outside of the office positively affects productivity.
Opinions |
Nonqualified Plans Attract Top Talent
Three key factors for successfully adopting nonqualified retirement plans.
(b)lines Ask the Experts – Why Some 403(b)s May Delay Form 5500 Filing
“I am fairly new to the employee benefits field, but was shocked to find that our employer, a private university, delays its 403(b) retirement plan Form 5500 filing...
SURVEY SAYS: Importance of Employer Reputation
We covered a survey that found 71% of U.S. workers say they would not apply to a company experiencing negative press; however, only 6% of workers have left...
Opinions |
Barry’s Pickings Online: Needed: Critical Retirement Savings Infrastructure
Michael Barry, president of the Plan Advisory Services Group, discusses his idea for a solution to the “missing participant” plan leakage problem.
(b)lines Ask the Experts – When Nondiscriminatory Compensation Under 414(s) Applies
“A Section 414(e)(e) religious organization, that does not meet the definition of church or qualified church-controlled organization QCCO under Section 3121(w)(3)(A) and (B), and elects not to be...
SURVEY SAYS: Personal Activities During Work Time
We covered a survey that found employees squander an average of 56 minutes per day, or the equivalent of nearly five hours a week, using their mobile devices...