SURVEY SAYS: Responses to Gap Analysis
Some retirement plan service providers provide a retirement readiness gap analysis to participants on their statements, and other retirement savers can use online tools to receive a gap...
Voices
(b)lines Ask the Experts – Tips for Correctly Calculating 15-Year Catch-Up
“We have a ton of individuals utilizing the 15-year catch-up election in our 403(b) plan, and for that and...
SURVEY SAYS: Hours Worked/Productivity Link
I read an article about some research that found people who work more than the 40-hour work week are less productive than those who work 40 hours a...
(b)lines Ask the Experts – How Does the DOL Fiduciary Rule Impact 403(b)s?
“I have received dozens of emails in my Inbox regarding the Department of Labor’s (DOL’s) final fiduciary rule.
SURVEY SAYS: Happier Than a Year Ago
Last week, I revived an old SURVEY SAYS question asked by my former boss in 2010.
Opinions |
Barry’s Pickings Online: They Got It Right
Clearly, the DOL listened to criticisms of its conflict-of-interest regulation.
(b)lines Ask the Experts – LLC Subsidiary Participation in 403(b)
“May the employees of the wholly owned LLC subsidiary of a 501(c)(3) corporation participate in the 501(c)(3) corporation’s 403(b) plan?”
SURVEY SAYS: Socially Conscious Investing
There are many names for investing in products based on environmental, social and governance factors.
(b)lines Ask the Experts – Why Sponsor So Many Retirement Plans?
“I just started to work for a mid-sized health care organization, and it turns out that they have 10 different plans with 10 different plan documents!
Opinions |
Barry’s Pickings Online: Passive Aggression
The idea that ERISA mandates only the use of passive management is absurd.
(b)lines Ask the Experts – After-Tax Rollover Strategy
“I have read a number of articles lately promoting the benefits of making after-tax contributions to a retirement plan and rolling such contributions over to a Roth IRA...
(b)lines Ask the Experts – What Is a Prohibited Transaction?
“I work in the benefits office of a large museum. Our recordkeeper mentions on a fairly frequent basis that they are attempting to avoid ‘prohibited transactions.’ What is...
SURVEY SAYS: Working While Tired
We covered a survey in which early three-quarters (74%) of U.S. workers say they work while tired, with nearly one-third (31%) saying they do so very often.
(b)lines Ask the Experts – Correction for Excluding Union Employees
“My new employer was under the erroneous impression that the right to make elective deferrals to a 403(b) was a benefit that could be collectively bargained,and has been...
SURVEY SAYS: Moving for Retirement
Another ranking of best states for retirement came out recently.
(b)lines Ask the Experts – What Is a Settlor Expense?
“We recently submitted an expense to our recordkeeper for reimbursement from plan assets for the retirement plan that we sponsor.
SURVEY SAYS: Burning Bridges
A familiar saying is “Don’t burn any bridges,” but sometimes emotions get in the way and make it hard.
Opinions |
Barry’s Pickings Online: Retirement Savings Tax Policy
How will Presidential candidate proposals affect the DC plan tax deal?
(b)lines Ask the Experts – Forcing First-Time RMDs
“Can I force required minimum distributions for nonresponsive participants by the required beginning date for such distributions?