(b)lines Ask the Experts – After-Tax Rollover Strategy
“I have read a number of articles lately promoting the benefits of making after-tax contributions to a retirement plan and rolling such contributions over to a Roth IRA...
Voices
(b)lines Ask the Experts – What Is a Prohibited Transaction?
“I work in the benefits office of a large museum. Our recordkeeper mentions on a fairly frequent basis that they are attempting to avoid ‘prohibited transactions.’ What is...
SURVEY SAYS: Working While Tired
We covered a survey in which early three-quarters (74%) of U.S. workers say they work while tired, with nearly one-third (31%) saying they do so very often.
(b)lines Ask the Experts – Correction for Excluding Union Employees
“My new employer was under the erroneous impression that the right to make elective deferrals to a 403(b) was a benefit that could be collectively bargained,and has been...
SURVEY SAYS: Moving for Retirement
Another ranking of best states for retirement came out recently.
(b)lines Ask the Experts – What Is a Settlor Expense?
“We recently submitted an expense to our recordkeeper for reimbursement from plan assets for the retirement plan that we sponsor.
SURVEY SAYS: Burning Bridges
A familiar saying is “Don’t burn any bridges,” but sometimes emotions get in the way and make it hard.
Opinions |
Barry’s Pickings Online: Retirement Savings Tax Policy
How will Presidential candidate proposals affect the DC plan tax deal?
(b)lines Ask the Experts – Forcing First-Time RMDs
“Can I force required minimum distributions for nonresponsive participants by the required beginning date for such distributions?
SURVEY SAYS: Adequately Saving for Retirement
We’ve covered a couple of surveys recently that found around half of people feel they are adequately saving for retirement.
(b)lines Ask the Experts – Failing to Start Mandatory Contributions
“We are a governmental entity with a '401(a) governmental defined contribution plan,'—it is not a 401(k) plan.
SURVEY SAYS: Annoying Co-Worker Actions
Most of us spend more time with our co-workers than with family or friends.
SURVEY SAYS: Funniest Super Bowl Commercial
Some people who watch the Super Bowl look forward mostly to the commercials.
(b)lines Ask the Experts – Moving to Limit Loans
“Our plan currently allows for unlimited loans from a participant’s entire account balance.
(b)lines Ask the Experts – Calculating 15-Year Catch-Up Elections
“I am attempting to calculate the 15-year catch-up election for a participant in our 403(b) plan.
Opinions |
Barry’s Pickings Online: Let’s Start with Your Best Price
When a lawyer can prove that a plan fiduciary paid more for the identical service that some other fiduciary paid less for, that first fiduciary gets sued.
(b)lines Ask the Experts – 300 and Counting!
Recently, Ask the Experts passed a notable milestone, as the 300th Q&A was published.
SURVEY SAYS: Pulling for the Panthers or Betting on the Broncos?
The Carolina Panthers and the Denver Broncos will compete in Super Bowl 50 on February 7.