Voices

Ask the Experts | October 13th, 2015

(b)lines Ask the Experts – Inactive Vendor Accounts Counted Toward Cashouts?

“We are reducing the number of recordkeepers in our Employee Retirement Income Security Act (ERISA) 403(b) retirement plan from five to a sole recordkeeper, beginning in 2016.

Reader Responses | October 12th, 2015

SURVEY SAYS: “Best Places” to Work

I’ve seen many announcements lately of companies winning “Best Places to Work” awards.

Ask the Experts | October 6th, 2015

(b)lines Ask the Experts – Allowing In-Service MRDs

“We are a private university that sponsors two plans, a 401(a) defined contribution plan for employer contributions and a 403(b) plan for employee contributions, We permit in-service withdrawals...

Ask the Experts | September 29th, 2015

(b)lines Ask the Experts – Must a Frozen 401(a) DB Plan Be Terminated?

“I read with great interest your Ask the Experts Q&A on frozen plans, since our organization has a frozen Employee Retirement Income Security Act (ERISA) 401(a) plan as...

Reader Responses | September 28th, 2015

SURVEY SAYS: Provider Help with Participant Communications

The list of required disclosures to participants continues to grow.

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Ask the Experts | September 22nd, 2015

(b)lines Ask the Experts – Must a Frozen 401(a) Plan Be Terminated?

“We are a large 501(c)(3) health care organization that froze its Employee Retirement Income Security Act (ERISA) 401(a) defined contribution plan several years ago, essentially replacing the plan...

Reader Responses | September 21st, 2015

SURVEY SAYS: Employee and Boss Generational Differences

Our coverage of a survey about different generations’ assessments of job candidates made me think about problems that may exist between employees and bosses of different generations.

Ask the Experts | September 15th, 2015

(b)lines Ask the Experts – Evaluating Share Class Expenses

"How do I find out if the share classes of mutual funds in my retirement plan are the cheapest share classes offered, the most expensive, or somewhere in ...

Reader Responses | September 14th, 2015

SURVEY SAYS: Childish Behavior in the Workplace

Recently, we covered a survey that suggests childish behaviors in the workplace are common.

Reader Responses | September 8th, 2015

SURVEY SAYS: Comfort with Technology

Last week, we reported about the Beloit College Mindset List for the college class of 2019.

Ask the Experts | September 1st, 2015

(b)lines Ask the Experts – Best Response to Participants About the Market

“As the market has experienced a downturn, I am fielding calls from our 403(b) plan participants regarding their retirement plan exposure to the stock market.

Reader Responses | August 31st, 2015

SURVEY SAYS: Reactions to Stock Market Dive

In just a matter of days last week, some major stock indices fell to their worst level in four years.

Reader Responses | August 26th, 2015

SURVEY SAYS: Plan Amendments

We wanted to gauge what changes plan sponsors are making to their plans.

Ask the Experts | August 25th, 2015

(b)lines Ask the Experts – The Difference Between QPSAs and QJSAs

“What is the difference between a QPSA and QJSA?”

Ask the Experts | August 18th, 2015

(b)lines Ask the Experts – What Is a Financial Wellness Program?

“I keep hearing about the concept of financial wellness, but I am not quite certain what it means.

Reader Responses | August 17th, 2015

SURVEY SAYS: Stuck in a Prior Decade

Last week, I asked NewsDash readers, “Are you stuck in a prior decade?”

Ask the Experts | August 11th, 2015

(b)lines Ask the Experts – Adding Roth When After-Tax Already Exists

“We are considering adding Roth contributions to our 403(b) plan.

Reader Responses | August 10th, 2015

SURVEY SAYS: Health Care Costs in Retirement

Last week, we asked NewsDash readers, “Are you concerned about being able to pay health care costs in retirement?”

Ask the Experts | August 4th, 2015

(b)lines Ask the Experts – Why Conduct an RFP for a Recordkeeper?

“Why should I conduct a request for proposals (RFP) for a recordkeeper for my retirement plan?”

Reader Responses | August 3rd, 2015

SURVEY SAYS: Effect of Fiduciary Rule

Although all respondents have at least some familiarity with the proposed rule, they are divided in their level of concern.

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