Opinions |
Managed Account Demand on the Rise
“Do it for me” investors opt for professional management.
Voices
(b)lines Ask the Experts – Difference Between 403(b) and 401(k) Vendor Contracts
“I am a benefits manager who recently became employed at a large nonprofit after having been in the corporate world.
SURVEY SAYS: Moving from a DB to DC Plan
The move away from offering defined benefit plans (DB) has been going on for years now, and likely many of us were affected as participants.
(b)lines Ask the Experts – Will the DOL Proposal Make Me a Fiduciary? Part II
“I read with great interest your recent Ask the Experts column about a benefits manager who worked with consultants to put together investment information for an ERISA plan’s...
SURVEY SAYS: Changing Workplace Demographics
Last week, we covered an analysis that showed the number of female, minority and older workers are increasing.
(b)lines Ask the Experts – Employer Contribution Availability for Hardship Withdrawals
“Can employer contributions to 403(b)(1) fixed/variable annuities be withdrawn for financial hardship? I reviewed the 403(b) regulations in this regard, but could not find a reference to hardship.”
SURVEY SAYS: Peer Influence on Savings Behavior
We recently wrote about how peer collaboration and comparison could influence retirement plan participants to improve savings behavior.
(b)lines Ask the Experts – Will the DOL’s New Proposal Make Me a Fiduciary?
“As an employee benefits manager for a large nonprofit hospital, I work with our plan consultants to put together investment recommendations for our Employee Retirement Income Security Act...
SURVEY SAYS: ACA’s Effect on Competitive Benefits
We covered a survey last week that found two-thirds of small business owners think the Patient Protection and Affordable Care Act (ACA) will make it harder to offer...
(b)lines Ask the Experts – Who Is the Plan Administrator?
“Do the Experts know who/what is the Plan Administrator?
SURVEY SAYS: When the Boss Is Away
Depending on what type of boss you have, you may be more or less productive when he or she is out of the office. Or perhaps it doesn’t...
(b)lines Ask the Experts – Which 403(b) Plan Is the Oldest?
“Since our University is currently on spring break I thought that I would take the time to ask the Experts a bit of a trivia question.
SURVEY SAYS: NCAA Contenders
According to recent surveys, a significant number of workplaces participate in activities pertaining to the NCAA tournament.
(b)lines Ask the Experts – Retirement Plans Allowed for Rural Cooperatives
“I am an adviser who primarily works with 403(b) plans. A potential client has surfaced that is like nothing I have ever seen before.
SURVEY SAYS: Athletics and Career Skills
We recently covered a survey that suggests participation in athletics during schooling years provides people with various skills that may be needed for success in a job or...
Opinions |
Addressing Post-Retirement Risks
The cost of delaying consideration of retirement income products
(b)lines Ask the Experts – Is There a Restriction on Number of Investments?
“We have hundreds of investments in our ERISA 403(b) retirement plan (NOT a brokerage window, but hundreds of actual investment options available directly to participants), which I feel...
SURVEY SAYS: Staying Educated
There are many ways retirement plan sponsors and those that serve them can keep themselves up-to-date on plan design and administrative trends and best practices, and new rules...
(b)lines Ask the Experts – Notification of Funds on ‘Watch’ Status
“As part of the quarterly due diligence process for our ERISA 403(b) plan, the committee, from time to time, places investment options on ‘watch’ status, per the provisions...