(b)lines Ask the Experts – 457 Plan Transfers
“I work at a private university and we recently had an employee who had a 403(b) and 457(b) plan account with us leave for another private university.
Voices
Opinions |
Mind the (Coverage) Gap
Since the Pension Protection Act of 2006 was passed, we have, as an industry, made great strides in improving the defined contribution system, for those with access to...
SURVEY SAYS: Favorite Holiday Song
Although our Favorite Holiday Movie survey has been very popular with readers over the years, I decided to switch things up this year.
SURVEY SAYS: DC Plan Success Measures
Last week I asked NewsDash readers, “How often does your company benchmark the success of its defined contribution (DC) plan?”
Opinions |
What’s Your ‘Number?’
Lucky 13? $1,000,000? 867-5309? Many participants have no idea what their “number” is or even what it means.
(b)lines Ask the Experts – Processing 403(b) Loan Defaults
“I have some questions as to how 403(b) loan defaults are processed.
SURVEY SAYS: First Car Memories
A recent ON THIS DATE item had me reminiscing about my first car—an AMC Pacer just like in the movie “Wayne’s World” minus the flames.
Opinions |
Is a Core Fund Menu Required?
Does an ERISA fiduciary have an obligation to construct a core fund menu?
Opinions |
SECOND OPINIONS: Questions on ACA ‘Cadillac Tax': Part II
Experts from Groom answer questions for employers about the Patient Protection and Affordable Care Act (ACA).
(b)lines Ask the Experts – Deferring 100% of Paycheck
“I work at a museum, and one of our C-Suite employees realized she had not made salary deferrals to either our 403(b) plan or our 457(b) plan.
Opinions |
What Is the Definition of Compensation and Why Does It Matter?
We've all been in a "don't shoot the messenger" situation where you have to be the bearer of bad news even if you did nothing to cause the...
(b)lines Ask the Experts – Ongoing Notice Requirements
“I realize there is an important upcoming deadline for certain plan notices—the QDIA, automatic enrollment, and ADP/ACP safe harbor plan notices—all of which are due to be distributed...
SURVEY SAYS: Holiday Parking Lot Behavior
Last week, we covered a survey about mishaps and confrontations in parking lots during the holiday season.
(b)lines Ask the Experts – Missing Spouses as Beneficiaries
November 18, 2014 (PLANSPONSOR (b)lines) – “One of our new employees told us she does not wish to name her spouse as beneficiary of her retirement plan benefit.
SURVEY SAYS: Workplace Holiday Practices
With Thanksgiving only two weeks away, many of you may be getting into the holiday spirit.
Opinions |
Questions on ACA ‘Cadillac Tax’: Part I
Internal Revenue Code section 4980I, as enacted by the Patient Protection and Affordable Care Act (ACA), imposes a 40%, nondeductible excise tax (Excise Tax) on employers, health insurance...
Opinions |
Building Better Retirement Outcomes, with Better Tools
The rise of defined contribution (DC) plans as the primary retirement vehicle for U.S. workers over the past few decades is here to stay.
(b)lines Ask the Experts – Should Fund Prospectuses Be Automatically Sent?
November 11, 2014 (PLANSPONSOR (b)lines) – “I work at a 501(c)(3) social welfare organization that sponsors an Employee Retirement Income Security Act (ERISA) retirement plan for its employees.
SURVEY SAYS: Real Estate Investments
Some defined benefit plan sponsors use real estate investments to hedge volatility in their portfolios, and a study from the Defined Contribution Real Estate Council suggests real estate...