(b)lines Ask the Experts – Retirement Plans Allowed for Rural Cooperatives
“I am an adviser who primarily works with 403(b) plans. A potential client has surfaced that is like nothing I have ever seen before.
Voices
SURVEY SAYS: Athletics and Career Skills
We recently covered a survey that suggests participation in athletics during schooling years provides people with various skills that may be needed for success in a job or...
Opinions |
Addressing Post-Retirement Risks
The cost of delaying consideration of retirement income products
(b)lines Ask the Experts – Is There a Restriction on Number of Investments?
“We have hundreds of investments in our ERISA 403(b) retirement plan (NOT a brokerage window, but hundreds of actual investment options available directly to participants), which I feel...
SURVEY SAYS: Staying Educated
There are many ways retirement plan sponsors and those that serve them can keep themselves up-to-date on plan design and administrative trends and best practices, and new rules...
(b)lines Ask the Experts – Notification of Funds on ‘Watch’ Status
“As part of the quarterly due diligence process for our ERISA 403(b) plan, the committee, from time to time, places investment options on ‘watch’ status, per the provisions...
SURVEY SAYS: Most Wanted Benefit Boost
A survey from Accountemps finds the benefits boost, aside from a salary increase, employees would most like this year is more vacation days.
(b)lines Ask the Experts – What Is a 403(a) Plan?
“I am an adviser who is familiar with 403(b) plans, but today I came across something I have never heard of—a ‘403(a)’ plan.
SURVEY SAYS: Signs of Spring
The switch to daylight saving time (DST) used to be the signal that spring was here to me, but now that DST comes earlier, that’s no longer the...
(b)lines Ask the Experts – ACP Testing After a Spin-Off
“I read your recent Q&A regarding post-merger ACP testing with great interest, as our hospital has an ACP testing issue as well.
SURVEY SAYS: Asleep on the Job
Recently, we covered a survey that found 38% of Americans say they have fallen asleep at work.
Opinions |
Second Opinions – Applying the Employer Mandate Look-Back Rules
Experts from Groom Law Group answer questions about new IRS guidance about applying the Patient Protection and Affordable Care Act (ACA) employer mandate look-back rules.
(b)lines Ask the Experts – Recordkeepers Not Meeting Statement Requirements
“We sponsor an Employee Retirement Income Security Act (ERISA) 403(b) plan with four different recordkeepers.
SURVEY SAYS: Retirement Plan Committees
To do their job well, retirement plan committees need to keep up with the latest plan design and investment trends.
SURVEY SAYS: Celebrating Valentine’s Day
Saturday was Valentine’s Day, and with President’s Day yesterday, many of us had a long weekend for celebrating both events.
(b)lines Ask the Experts – ACP Testing After a Merger
“Our hospital merged with another private tax-exempt hospital last year, and both hospitals are now part of the same controlled group for retirement plan testing purposes.
Opinions |
Mind the Gap
Health care expenses can pose stumbling block for retirement-ready workforce
(b)lines Ask the Experts – Forcing RMDs
“There are several individuals who are no longer working for us, are over age 70 ½, and have never taken their required minimum distributions (RMDs).
SURVEY SAYS: Super Powers
Last week, I asked NewsDash readers, “If you could have one super power, what would you choose?”
(b)lines Ask the Experts – What Is a FICA Alternative Plan?
“I recently started working in the employee benefits department at a large public university.