WEBCASTS

Dynamic Defaults: The Future of Default Investing?

Dynamic Defaults: The Future of Default Investing?

Target-date funds have become one of the most common default investment offerings in defined contribution plans today, but they’re not perfect. TDFs can be a less expensive, one-size-fits-all solution. Research shows that more personalized solutions like managed accounts may potentially improve chances for helping participants reaching their financial goals, but they often come at a higher cost. A hybrid, dynamic solution can offer a combination of the two. Please join Morningstar Investment Management LLC speakers David Blanchett, Head of Retirement Research and Daniel Bruns, Product Manager, Large Plan Practice, as they explore:

•The potential benefits of a dynamic investment approach
•Which types of plans and participants dynamic investment approaches tend to be best suited for
•The possible advantages and disadvantages of both TDFs and managed accounts

Health, Wealth and the Future of Retirement

Health, Wealth and the Future of Retirement

Many employers are exploring ways to integrate healthcare savings with retirement plan savings. Learn how to address this trend and navigate the convergence of health and wealth.

How Financial Wellness Programs Benefit Both Employees & Employers

How Financial Wellness Programs Benefit Both Employees & Employers

Did you know that 7 out of 10 human resources professionals say financial problems impact employee performance 1 while 55% of 401(k) participants say they avoid dealing with their financial situation because they feel it is out of control? 2 As a result, Financial Wellness is one of the fastest growing employee benefit features in the country. Join Linda Windust, Benefits Manager for Check Point Software Technologies and Diana Tsoi, Deputy Director of Administration at JCYC, along with their financial advisor Blake Thibault of Heffernan Financial Services, to learn more about how their partnerships with industry-leaders GRP Advisor Alliance and Financial Finesse have helped them implement robust institutional financial wellness programs that focus on targeted personalized education to their employees while eliminating financial stress. The call will focus on how each company, were able to identify the need for financial wellness and the positive business impacts that results from offering them.

Weighing the Pros and Cons of Outsourcing Investment Decisions

Weighing the Pros and Cons of Outsourcing Investment Decisions

With a growing risk of litigation, lack of internal resources, and increasing complexity of regulations, many organizations are exploring how to better manage their retirement plan’s investment lineup, control risk, and keep costs down.

Carrots, Sticks, Nudges and Other Ways to Improve Participant Outcomes in Defined Contribution Plans

Carrots, Sticks, Nudges and Other Ways to Improve Participant Outcomes in Defined Contribution Plans

When it comes to improving participant outcomes, getting employees enrolled in your retirement plan is a great first step. However, there are infinite ways that plan sponsors can fine-tune their plans, from optimizing default strategies and rethinking the core menu to implementing innovative features designed to boost savings. Join Morningstar Investment Management LLC professionals as they explore specific ways you can help drive better participant outcomes through plan enhancements. Session Takeaways:Trends in retirement plan design, which are helpful and which are hurtfulHow to take your plan defaults to the next levelThe consolidation of core menus and how to improve yoursMorningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc.

Implementing DC Best Practices in Today’s Fiduciary Landscape

Implementing DC Best Practices in Today’s Fiduciary Landscape

As plan sponsors continue monitoring and evaluating their defined contribution (DC) plans in the face of evolving fiduciary regulation and litigation, it’s important that they consider solutions that can bring about the best outcomes for participants.And to achieve this in today’s fiduciary environment, many are looking to outsource to a trusted fiduciary partner with the expertise to help plan sponsors tap into current best practices in plan design, investments and implementation.Please join Plan Advisory Services’ Michael Barry and Russell Investments’ Josh Cohen as they discuss the current fiduciary landscape and trends in the implementation of QDIAs and investment line-ups in DC plans and related fiduciary responsibilities. The webcast will also include a discussion on ERISA 3(21) and 3(38) – two different ways plan sponsors can assign certain elements of fiduciary responsibility to a retirement plan advisor.This webcast is for plan sponsors, plan advisors and consultants only. Russell Investments’ ownership is composed of a majority stake held by TA Associates with minority stakes held by Reverence Capital Partners and Russell Investments’ management.Frank Russell Company is the owner of the Russell trademarks contained in this material and all trademark rights related to the Russell trademarks, which the members of the Russell Investments group of companies are permitted to use under license from Frank Russell Company. The members of the Russell Investments group of companies are not affiliated in any manner with Frank Russell Company or any entity operating under the “FTSE RUSSELL brand”.Copyright © 2017 Russell Investments. All rights reserved.First used March 2017 AI-25315-10-18

Stay Ahead of the Curve – What You Need to Know in 2017: Prominent DC, DB and NQ Retirement Plan Trends...

Stay Ahead of the Curve – What You Need to Know in 2017: Prominent DC, DB and NQ Retirement Plan Trends…

This Week: Join us for a special forum, FREE and exclusively for plan sponsors, the editors of PLANSPONSOR and PLANADVISER magazines invite you to join the country’s top industry experts in their fields —an institutional investment consultant, an asset manager and a benefits attorney—for an in depth discussion on:The Changing Formula: Building for retirement in a low-return worldImpact of low returns on participants and plan sponsorsMitigating that impact through plan designInvestment strategies – target-date funds and smart betaReal assets – strategic completion fundsObservable Legal and Regulatory Trends. Macro Defined Contribution/Defined Benefit / Non-qualified Plan Trends in …Fee allocationsPlan designsInvestment menusRequest-for-Proposal and Benchmarking Trends and ResultsThis webcast is for plan sponsors only.

A Dynamic QDIA: A modern evolution to target-date investing

A Dynamic QDIA: A modern evolution to target-date investing

Research shows that as participants near retirement their need for advice and customization increases. A dynamic qualified default investment alternative (QDIA) is a solution that can integrate the benefits of a target-date fund (TDF) with those of a managed account to provide customization when participants need it most.

Should You Borrow for a Lower-Risk Tomorrow?

Should You Borrow for a Lower-Risk Tomorrow?

Low interest rates and steadily increasing PBGC premiums have created an opportunity for companies to pursue a borrow-to-fund strategy aimed at reducing pension risk and creating shareholder value. Many sponsors of underfunded plans can borrow at attractive rates today, contribute the proceeds to their plans, and diminish or eliminate pension deficits and variable PBGC premiums. Join us for an up-to-date perspective on the economic rationale and considerations of this approach in light of an overall pension risk-reduction strategy.

Custom Qualified Default Investment Solutions

Custom Qualified Default Investment Solutions

For many American workers, the defined contribution (DC) plan has become their primary source of retirement savings. Still, many will be ill-prepared to meet their income needs, post-retirement. The primary reasons for this are that plan participants fail to save enough and they have behavioral biases that lead to poor outcomes before and after they retire.

Sustainable Investing For Your DC Plan

Sustainable Investing For Your DC Plan

Are you aware that you can allow your participants to make a positive social and/or environmental impact through your DC plan? We refer to this approach as Sustainable Investing which can allow investors to make a positive impact without sacrificing competitive potential performance opportunity.

Helping Participants Save in the Digital Age

Helping Participants Save in the Digital Age

PLANSPONSOR has teamed up with the all new Voya Behavioral Finance Institute for Innovation to tackle the latest challenge facing all plan sponsors. How are you helping your employees save in the digital age?

Financial Wellness in Action

Financial Wellness in Action

Financial wellness has evolved tremendously over the last 18 months. Suddenly we are seeing many recordkeeping firms and investment managers all offering free financial wellness programs.

"Easy Wins" for DC Plan Design: What We Can Do Better Now

“Easy Wins” for DC Plan Design: What We Can Do Better Now

Today’s active regulatory and litigation environment, combined with the ongoing search for the perfect post-retirement solution, has contributed to a “wait-and-see” mentality in the DC industry. But what incremental changes to plan design and investment choices can be made today to help plan participants increase future retirement success? And what is the level of effort needed for such changes?

Lifetime Income for Defined Contribution Plans: A Path Forward

Lifetime Income for Defined Contribution Plans: A Path Forward

In a very special forum—free and exclusively for plan sponsors—the editors of PLANSPONSOR and PLANADVISER magazines invite you to join them and two industry experts who will discuss: Recent findings from MetLife’s new Lifetime Income Poll, which assessed plan sponsors’ awareness of, and knowledge about, the important strides the U.S. Departments of Labor (DOL) and Treasury have made in recent years, and are contemplating for the future, to strengthen Americans’ retirement security through lifetime income.; and Plan sponsors’ current perspectives about the core purpose of a defined contribution (DC) plan, including considerations and best practices for delivering income solutions to plan participants.