Explore the complex relationship between market drawdowns and recessions, referencing the current state of the U.S. economy, trade concerns, global growth, the U.S. dollar, corporate earnings and “QE”, central bank policies and the outlook for markets outside the U.S.
In this webinar, Barbara Klementz, partner at Baker McKenzie, will take you through the most important tax and legal changes affecting global share plans during the last 6–12 months. She will discuss relevant issues and provide an action plan for steps to take to address these changes. Register now to learn more about the latest tax and regulatory changes and to make sure your global stock plans have kept pace.
Please join our live webcast on June 26th, when a panel will discuss:
Newly released Financial Engines research on workers’ awareness about their distribution options when retiring or changing jobs. Perspective on how distribution decisions can have a significant impact on both participants and plan sponsors. How plan sponsors can ensure they work with an advice provider that not only acts in participants’ best interests but is held to a higher legal fiduciary standard of care through all phases of a participant’s career – including help with 401(k) account and rollover decisions during employment changes
In the universe of retirement options, there are a lot of bright stars—401(k)s, IRAs, Roth 401(k)s, and more. And while each of these plans offers its own distinct advantages, shining among them in the retirement stratosphere is the often-overlooked HSA (health savings account). HSAs have gained tremendous popularity thanks to their ability to create peace of mind today, while generating income for the future.
Do plan sponsors have a false sense of security about the fiduciary risks of 401(k) loans? Under ERISA, participant loans must be managed with the same prudence and oversight required of any plan investment. However, according to academic and industry studies, loans default at alarming rates, especially when participants lose their jobs.
It’s no secret that employees need more help reaching their retirement goals. Even though investors may have access to more information than ever before, quality advice, especially around retirement, is still out of reach for many. In response, many employers have made online advice tools, such as managed accounts, increasingly available to employees in 401(k) plans. Managed accounts and other online advice tools can help guide employees on how much save, how to invest their savings, and when to retire. But what impact, if any, do these programs have on saving and investing behavior? And what learnings can employers leverage to design a plan that helps employees meet their retirement goals?