Marsh Launches Health Benefit Pricing Tool

Marsh McLennan Agency, a division of Marsh, announced Monday the launch of Network Navigator, a health care pricing tool that incorporates current price transparency data.

The tool converts the price transparency data—mandated by the 2020 Transparency in Coverage regulations, promulgated by the Departments of Health and Human Services, Labor and Treasury—into “actuarially-certified, provider-level insights,” according to the announcement. Employers can compare and benchmark plan network costs by provider, location, service type or specialty.

In January, federal agencies proposed changes to the 2020 Transparency in Coverage regulations that would add new disclosure files, expand required data elements and align plan reporting more closely with hospital price-transparency requirements. Among the proposed changes are the requirements that sponsors of health plans covered by the Employee Retirement Income Security Act and health insurance issuers disclose how their pricing works in practice, including utilization patterns, provider classifications and enrollment levels.

Comments on the proposed rules were originally due 60 days after its publication in the Federal Register, which occurred on December 23, 2025. The deadline to submit comments was extended to March 2 (at 11:59 p.m. ET) from February 23. Comments can be submitted here.

As of Monday afternoon, 117 comments had been filed on regulations.gov.

The American Benefits Council, an organization that advocates on behalf of employer-sponsored benefit plans, both lauded and critiqued the proposed changes:

“We support aspects of the rule that will allow employers access to pricing data that may be used to further support plan designs, including network changes, that can reduce health care costs,” ABC’s comment stated. “While the Council continues to support the departments’ efforts related to increasing price transparency, we also stress the importance of minimizing burdens on employers that add cost and complexity but not value or useful information.”

“In the complex world of healthcare pricing, providing clarity is incredibly valuable,” said Kate Moher, president of national employee health and benefits at MMA, in a statement. “With detailed provider-specific data from Network Navigator, employers can be confident that they are guiding employees to the care that is not only right for them and their desired outcomes, but that is also cost-effective, high-quality, and in-network.”

According to Brown & Brown Inc.’s Employer Health and Benefits Strategy Survey, 2026, released in December 2025, 42% of employers cited health care cost control for both the organization and its employees as their No. 1 objective.

Meanwhile, employers predicted health care costs would increase by 9% in 2026, according to the Business Group on Health’s 2026 Employer Health Care Strategy Survey, published in August 2025.

From July 31 through September 5, 2025, Brown & Brown surveyed 1,241 employers with at least 200 employees based in the U.S.

The Business Group on Health’s survey was conducted with 121 employers across various industries in June and July 2025, representing 7.4 million Americans covered by employer health benefit plans.