A news release from the Washington, D.C.-basedAmerica ‘s Health Insurance Plans (AHIP), which represents about 1,300 member insurers, said its poll found that v irtually all HSA plans purchased in the large-group market (99%) and small-group market (96%) provide preventive care coverage without regard to a deductible – so-called “first-dollar” coverage. The study focused on high-deductible health plan (HDHP) policies that are HSA compatible.
According to the study, among HSA/HDHP policies offering first-dollar coverage for preventive care, 100% cover:
- adult and child immunizations;
- well-baby and well-child care;
- Pap tests; and
- annual physical exams and screenings.
Also, nearly 90% provide first-dollar coverage for prostate cancer screenings and 83% offer it for colonoscopies.
Overall, 84% of the HSA/HDHP policies purchased in both the group and individual markets provide first-dollar coverage for preventive care, the group said.
“HSA plans have been a valuable new coverage option
– especially for those who had been uninsured previously
– and are providing consumers with access to important
preventive health care services,” said Karen Ignagni,
President and CEO of AHIP, in the news release.
The survey report is here .
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