Administration | November 6th, 2019 The Case for E-Delivery of Retirement Plan Notifications Why some participants prefer paper copies, and how employers can encourage them to make the switch.
Investing | November 4th, 2019 Room for More Innovation in the QDIA Sphere While TDFs have dominated for over a decade, the industry is recognizing a need for personalization of QDIAs using more...
Investing | October 31st, 2019 The Future of Annuities for DC Plan Participants There are differences between annuities the industry wants to offer DC plan participants and those that have traditionally been offered.
Administration | October 29th, 2019 Rollover Rules Between Different Plan Types Retirement plan sponsors need to understand IRS rules for rollovers and what they should consider before accepting one.
Administration | October 25th, 2019 Undocumented Workers Become a Missing Participant Problem Nothing in ERISA says an undocumented worker cannot participate in a retirement plan, but making a distribution to one could...
Administration | October 22nd, 2019 Mechanics of Implementing a Sidecar Savings Account Keeping retirement plan contributions rolling in while also allowing employees to save for emergencies.
Administration | October 17th, 2019 Breaking Free From Interest Rate Bind on DB Funding The long-running low interest rate environment has created DB plan funding challenges, but plan sponsors can take steps to mitigate...
Investing | October 14th, 2019 When Choosing Passive or Active Funds, Consider the End Result Data shows passive U.S. equity assets have passed active U.S. equity assets, but there are pros for each and retirement...
Administration | October 7th, 2019 Improving a Retirement Plan Committee Through Diversity Today’s workforces are becoming more diverse both generationally and culturally, and retirement plan committees should match this trend to add...
Participants | October 4th, 2019 Different Retirements for Different People Not all “retirees” want to stay home and kick their feet up—some are continuing work or starting new ventures. Does...
Administration | October 1st, 2019 Social Security Education a Must-Have for Retirement Plan Participants General education is helpful, but getting personal will help employees establish a plan for income in retirement.
Administration | September 27th, 2019 Natural Disasters Damage Retirement Accounts, Too What options do participants have when a natural disaster affects them, and are there steps plan sponsors can take to...
Investing | September 24th, 2019 Considerations for Offering SDBAs in Retirement Plans A report from Schwab found self-directed brokerage accounts can result in good outcomes, but a brokerage window is not for...
Administration | September 20th, 2019 Interest Rates a Factor for Crucial DB Valuation Decisions It’s time for many plan sponsors to determine what rate they will use to calculate unfunded vested benefits, and they...
Compliance | September 18th, 2019 What Safe Harbors Are Available to Retirement Plan Sponsors? Safe harbor provisions protect employers from liability. That’s one good reason to understand them.