In-Depth

Self-directed brokerage accounts can also help keep participants in the plan and be an avenue for offering not-so-standard investment options,...

Plan sponsors can use a layering approach and white labeling to help defined contribution plan participants select investments.

Participants have numerous reasons for taking a pre-retirement distribution.

Pension risk transfers could leave a sizeable group of active participants under a plan sponsor’s responsibility, but there are strategies...

Though stable value funds might not be appropriate as the qualified default investment alternative for a defined contribution plan, they...

Their performance only matches that of TDFs for a certain age cohort, but there are other circumstances for which they...

What plan sponsors need to know about qualified default investment alternative rules and how to select the appropriate one for...

Participants approaching retirement and those who decide to remain in the plan need additional choices and can benefit from assets...

Failing to issue required minimum distributions can be costly, so sponsors must follow exact steps from the IRS and DOL...

Plan sponsors should consider the trade-offs involved between the costs of funding safe harbor contributions and the corrective actions that...

DC plans are taking on more and more features that primarily used to be associated with defined benefit plans, to...

Plan sponsors can assist low- and moderate-income workers’ retirement readiness by educating them about the benefits of delaying Social Security...

Nonetheless, there are ways governments can create more engaged employees and encourage workers to join defined contribution plan programs.

Corporate defined benefit plans should consider managing volatility, avoiding concentration risk and factor investing.

Lower fees, more services and new distribution methods might make managed accounts worth a new look for DC plan sponsors.