Magazine Articles

Plan sponsors are misinterpreting the rule amendments

Nondiscrimination testing; annuity confusion; Roth accounts

Managing participants' reactions to volatility

As of 2004, account owners can invest in mutual funds and other vehicles, as they would in a 401(k) plan.

What's driving their popularity?

How plan sponsors can assist

In 2014, the average expense ratio for equity mutual funds offered in the U.S. was 1.33%, but 401(k) plan participants who invested in equity mutual funds paid less...

Public pensions see the potential in "auto" transactions

There's been a tug of war over the best plan design

Of the three qualified default investment alternative (QDIA) options, only managed accounts depend upon participant engagement.

Engagement is still a word discussed quite frequently.

More than half of those who responded have executed a plan amendment not dictated by new legislation or regulations in the past one or two years.

Quotes, survey statistics and musing to use in employee communications, or just for a break from the grind.

Plans with an adviser are more likely to operate in alignment with fiduciary best practices, among other things.

Why, statistically, TDFs are the most common QDIA

Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.

Incentives boost financial wellness success.

The impact medical costs will have in retirement.

There are a variety of payment structures available to plans

Money is going to need to last longer