UpFront |August 2015
Hitting Pause
According to a recent survey, people hamstrung by a lack of savings are delaying a wide number of major life events. 24% are putting off higher education;22% are...
Magazine Articles
UpFront |August 2015
Financial Wellness for All
Many plan sponsors assume it’s just high-tech companies or organizations with ample money to spend on benefits that take an interest in participant financial wellness programs—not true. According...
UpFront |August 2015
The Self-Directed Option
Demographics of participants using brokerage accounts differ from those of other Vanguard participants on a number of attributes. BrokerageParticipantsAll ParticipantsMedian age5246Median tenure157Percentage male80%59%Median account balance$262,446 $29,603 Median equity allocation83%83%Median...
UpFront |August 2015
Re-Enrollments Poorly Leveraged
Which best describes your view regarding a one-time re-enrollment of all participant accounts?44% have considered, but did not implement because:Felt we would get too much pushback from employees14%Felt...
Issue Intro |August 2015
Watching the Store
Protecting against plan errors means establishing internal controls and documentation processed that support correct operations
TDF Focus |August 2015
The Aggregation Effect
This effect is apparent when measuring average performance of target-date funds against two different metrics
Tidbits |August 2015
A Break from the Grind
Quotes, survey statistics and musings to use in employee communications or just for a break from the grind.
Washington Update |August 2015
Rules and Regulations
Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.
Survey Says |August 2015
Financial Ed in the Workplace
Does your firm provide employees with overall financial education?
UpFront |July 2015
In-Plan Income Strategies
Plan sponsors can help participants set up “buckets” for retirement income
UpFront |July 2015
$24b Unclaimed Matches
A clear message to participants: Don’t walk away from the employer match
Survey Says |July 2015
Moving from a DC to a DB Plan
How did the move from a defined benefit (DB) plan to a defined contribution (DC) plan affect you?
UpFront |July 2015
Workers Highly Value Retirement Benefits
Retirement benefits offered by a prospective employer will be a major factor in deciding whether they accept an offer
Washington Update |July 2015
Rules and Regulations
Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to know.