New Provider Enters Non-Qualified Retirement Plan Market

CapAcuity is a non-qualified benefit provider which its founder says is responding proactively to recent disruptive trends in executive benefits.

Founded earlier this year by retirement services entrepreneur Peter S. Cahall, founder of The Newport Group, and staffed by a team of industry experts, CapAcuity is a non-qualified benefit provider that Cahall says is responding proactively to recent disruptive trends in executive benefits.

“Over the past several years, the landscape has changed significantly in the non-qualified space,” Cahall notes. “Recent corporate tax legislation has impacted the effectiveness of many popular funding vehicles. We’ve seen dramatic reductions in investment product costs. And there is a strong move toward heightened transparency and competitiveness in vendor pricing.

He adds, “We have recognized the macro trends affecting these programs. Cahall says CapAcuity brings a level of experience and expertise to the non-qualified retirement plan space and has the “ability to drive substantive change on behalf of plan sponsors.”

Every executive benefit plan has what Cahall has called a “supply chain,” comprised of plan administrators, brokers, trust and custody providers, mutual fund families, investment consultants, and insurance companies. “Because of our experience, we are able to take an in-depth view of each of these links in the supply chain, and based on each client’s objectives we implement enhancements that can materially lower costs and increase corporate earnings.”

He adds, “Because plan sponsors typically don’t have access to data regarding competitive provider costs, we have built a database that ensures the vendors providing these services are competitive in their pricing. We have also built proprietary financial models to analyze and optimize the ‘cost/benefit’ of any funding or hedging strategy that clients may use.”

Cahall says CapAcuity also provides ongoing fiduciary oversight of plans and their supply chain.

“By showing sponsors how all the components of their executive benefit plans work, we’re in a unique position to help companies take advantage of the new landscape,” adds CapAcuity Chief Operating Officer Bryant Kirk. “This can translate to substantially improved financial results for plan sponsors, and enhanced retirement outcomes for plan participants.”