Data and Research

Although attention to workplace benefits has increased among employers, a new Transamerica Institute survey reveals a chasm between the benefits they value and those that workers prize.

For employers seeking to limit health care costs, raising plan deductibles could be the path of least resistance, according to an EBRI issue brief.

The total funding shortfall for more than 1,200 plans balloons by $85 billion in six months.

Higher stock prices were partially offset by a drop in discount rates.

Vanguard projects lower 10-year equity market returns that will affect participants’ retirement savings, and recommends a participant default rate to reach sufficient retirement income replacement rates.   

Millennials lead Generation X and Baby Boomers in believing that they won’t receive any benefits from Social Security upon retirement. 

Online savings tools are gaining popularity with retirement plan participants as journey-based website designs and AI-enabled chatbots gain wider acceptance.

Many adults report their overall confidence to meet their financial goals is down as inflation remains high and the cost of goods continues to rise.

Concern about underperformance of plan investment options hits 57% in 2022, up by 6 percentage points since 2021, according to a report.

A Prudential Financial survey shows that 79% of workers are concerned that rising inflation will spill over to their finances.

The investment return rate has dropped to its lowest level in over 40 years, says NASRA.

Gen Z is deferring an average of 14% of each paycheck for retirement savings, besting earlier generations.   

Inflation is the top challenge to saving for retirement, according to a new survey from Schwab Retirement Plan Services.

The 50 largest Northern Trust Asset Management plan sponsors are using auto-escalation to boost savings, but they are not focused on retirement income or decumulation options for plan...

Answering participants’ sustainable investing questions starts with a framework for helping individuals understand environmental, social and governance investing, a benefits consultant suggests.    

Pandemic-related retirement patterns differed from those seen in previous economic contractions.   

Fixed annuity products propelled growth for the period.

Among large employers that responded to a Mercer survey, 11% offer free employee-only coverage in at least one medical plan option and another 11% are considering it.

State and local governments’ workforce challenges have been worsened by the COVID-19 pandemic and the Great Resignation, a survey shows.

Nearly three-quarters of employees with an employer-sponsored DC plan rely on it as their primary retirement savings vehicle.