Data and Research

Fidelity champions health savings accounts paired with a high-deductible health plan as a means of meeting workers’ rising health care costs in retirement. 

While state pensions reached their highest funded status in six years, market volatility and declining markets signal potential difficulty ahead.

Employee-owners at S corporations can accrue benefits leading to superior retirement readiness.  

While overall investment returns were lower, rising discount rates led to overall lower liabilities

Investors with $5 million of investable assets have envisioned a new retirement roadmap. 

Among plan sponsors with fewer than 100 workers, interest in pooled employer plans has begun to take shape.

Investors prefer advisers who can be trusted to act in their best interest and understand the importance of achieving high returns.

First quarter pace is projected to accelerate this year.

Research on 2019 dataset from EBRI/ICI database finds the bulk of assets overall were invested in stocks.

The vast majority of U.S. adults think their state should require a semester- or year-long course in personal finance education prior to high school graduation.

New survey data shows employers both large and small are looking closely at operating expenses and, when possible, prioritizing salaries and benefits.

Both FIAs and fixed-rate deferred products benefited from the significant interest rate increases in the first quarter, according to new data published by the Secure Retirement Institute.

Awareness of the saver’s credit is low, and the Transamerica Center for Retirement Studies suggests that employers design campaigns to promote it.

However, survey data shows there are some areas where employers could improve their communication strategies to optimize plan utilization and understanding.

Plans with higher equity and lower fixed income allotments outperformed.

One-third of workers who feel less confident cited inflation and the rising cost of living as reasons for less optimism.

Workers may need help in understanding how to develop viable plans for lifetime income. 

As employers begin to question the effectiveness of target-date funds as a retirement spending vehicle, interest in guaranteed lifetime income has grown.

A report from DCIIA and Commonwealth suggests that emergency savings should be placed in an account that is distinct from funds intended for long-term retirement savings.