Data and Research

Researchers found revenue-sharing funds are more likely to be added to plan investment menus and are less likely to be deleted, as well as that direct and indirect...

Some methods increase flexibility for individual employers.

It is particularly high among minorities, EBRI found.

More than half say their employment prospects have been hampered by one or more negative impacts, be it a furlough, a layoff, a pay cut or other measure.

Defined contribution plan sponsors are rethinking investments, but not much interested in annuities, T. Rowe Price finds.

Research from Vanguard supports the continuation of rethinking decisions about company stock offerings in defined contribution plans.

The study shows more Americans are focusing on emergency savings accounts rather than long-term goals, including retirement. 

However, the top quintile will pay 11%, according to the Center for Retirement Research at Boston College.

They are also giving serious thought to implementing emergency savings features and allowing participants to choose between a variety of benefits, Willis Towers Watson found in a survey.

Consultants underscore the need to focus on outcomes, and a successful path forward relies on designing DC plans to help participants meet future retirement income needs.

More employers are emphasizing employee needs as they look to the new year, Mercer says.

The study from EBRI and Greenwald Research also found that employees are increasingly interested in retirement education or advice.

However, researchers find that to maintain the best after-fee returns, pensions should carefully consider which managers to eliminate.

The programs proved to be quite effective in allaying retirement plan participants’ fears about market volatility.

A third are planning changes to their retirement date, with the majority planning to delay it.

Simply put, the strategy prescribes lowering spending following market declines to help preserve the balance of a portfolio, which, ostensibly, stands to benefit from market rebounds, Vanguard says.

Actions detrimental to employees’ long-term financial security have increased 50% since April, and illustrations show the effect of some of those actions on account balances at retirement.

The agency could see a premium income loss of $196 million for the 2019 premium payment year, but certain trade-offs make it hard to tell if the PBGC’s...

This threatens older workers' retirement security, says a report from The New School, in which it makes policy suggestions.

Plan sponsors can address all components needed to help employees feel financially secure in employer financial wellness programs and education.