Data and Research

Aside from the lack of use of auto-enrollment, NAGDCA’s current benchmarking survey found some similarities between government DC plans and their private-sector counterparts.

Like the general population, financial literacy varies across demographic groups within the African-American population, TIAA Institute finds.

The Employee Benefit Research Institute also found an expansion of 401(k) safe harbor plans nationwide would reduce the deficit by even more.

A new report says Americans have greater access to workplace retirement plans and are saving more than in the past, and better protections are in place to guard...

The Aspen Institute Financial Security Program lays out ways industry leaders and policymakers can improve Americans’ retirement outlook, including expanded access to plans and help with emergency savings.

The GAO found financial literacy challenges of military members that are similar to findings about the American population in general.

Given some negative views of annuities, plan sponsors could consider in-plan income options that are not guaranteed.

Among today’s retirees, nearly nine in 10 (86%) fund their retirement primarily with Social Security and pension income.

Those with a clear picture of their retirement are more than twice as likely to save 15% or more in their workplace retirement plan, a survey found.

A study found “no statistically significant evidence that automatic enrollment increases” consumer debt, but the impact on auto and home debt was more ambiguous.

Bob Collie, head of research at the Thinking Ahead Institute, tells PLANSPONSOR version 3.0 will be customized by “hyper-customization and integrated whole-of-life wealth management” that takes into account...

Workers between the ages of 18 and 34 who are employee-owners have 92% higher median household wealth relative to workers who are not employee-owners.

EBRI says “This research also suggests that retirees are adept at adjusting their consumption as needed in order to fit their circumstances, such as reducing spending in times...

While 75% of employers consider their companies to be “aging friendly,” only 54% of workers think their companies have adopted such policies.

While this is in part due to expected market performance and changing demographics, S&P Global Ratings points to plan sponsor actions that cause funding challenges for pension and...

Researchers contend that financial asset inequality is exacerbated by regressive tax incentives for retirement savings and unequal access to employer-provided retirement plans, and they offer suggesting for addressing...

A report presents case studies that show variable benefit and/or variable contribution arrangements “enable all stakeholders to understand how, when, and to what extent contributions or benefits might...

Natixis identifies interest rates, longevity and climate change as the three pressing risks affecting retirement in the U.S.

NASRA says since 2009, more than 35 states increased required employee contribution rates, and more states maintain plans in which the employee contribution rate may change, depending on...

Even though pension risk transfer is better understood by plan sponsors, LIMRA hopes pending legislation that would open multiple employer plans to more employers will create an opportunity...