Data and Research

Recent studies find 401(k)s have increased retirement savings gaps among demographic groups, and those in 401(k)s have not met their savings potential, while DB plans offer more equality.

A 2018 decline in unfunded OPEB liabilities is masking an increased risk in not matching unfunded liabilities in future years, the ratings agency says.

The quarterly statement is a proven tool for getting plan participants engaged in their retirement readiness; however, not all providers are including the best information to get participants...

It found cost savings would accrue to plan participants in the form of lower fees and greater investment growth over time, improving retirement security by up to 9%.

Aside from the lack of use of auto-enrollment, NAGDCA’s current benchmarking survey found some similarities between government DC plans and their private-sector counterparts.

Like the general population, financial literacy varies across demographic groups within the African-American population, TIAA Institute finds.

The Employee Benefit Research Institute also found an expansion of 401(k) safe harbor plans nationwide would reduce the deficit by even more.

A new report says Americans have greater access to workplace retirement plans and are saving more than in the past, and better protections are in place to guard...

The Aspen Institute Financial Security Program lays out ways industry leaders and policymakers can improve Americans’ retirement outlook, including expanded access to plans and help with emergency savings.

The GAO found financial literacy challenges of military members that are similar to findings about the American population in general.

Given some negative views of annuities, plan sponsors could consider in-plan income options that are not guaranteed.

Among today’s retirees, nearly nine in 10 (86%) fund their retirement primarily with Social Security and pension income.

Those with a clear picture of their retirement are more than twice as likely to save 15% or more in their workplace retirement plan, a survey found.

A study found “no statistically significant evidence that automatic enrollment increases” consumer debt, but the impact on auto and home debt was more ambiguous.

Bob Collie, head of research at the Thinking Ahead Institute, tells PLANSPONSOR version 3.0 will be customized by “hyper-customization and integrated whole-of-life wealth management” that takes into account...

Workers between the ages of 18 and 34 who are employee-owners have 92% higher median household wealth relative to workers who are not employee-owners.

EBRI says “This research also suggests that retirees are adept at adjusting their consumption as needed in order to fit their circumstances, such as reducing spending in times...

While 75% of employers consider their companies to be “aging friendly,” only 54% of workers think their companies have adopted such policies.

While this is in part due to expected market performance and changing demographics, S&P Global Ratings points to plan sponsor actions that cause funding challenges for pension and...

Researchers contend that financial asset inequality is exacerbated by regressive tax incentives for retirement savings and unequal access to employer-provided retirement plans, and they offer suggesting for addressing...