Data and Research

In 2016, 40.2% of plan sponsors surveyed by the PSCA used a default rate for auto enrollment greater than 6%.

Of this group, 25% said they will increase their company match to the 401(k) plan. 

Based on a partial year of data for 2016, 1.3% of all employers withdrew, affecting 19% of plans that covered 67% of all participants, the Society of Actuaries...

When computing defined benefit (DB) plan liabilities for 2015 using unsmoothed corporate bond rates to discount liabilities, roughly 84% of plans had unfunded liabilities, versus 11% for plans...

Many participants do not know about the credit, the Transamerica Center for Retirement Studies found.

However, 45% said they do not know how to select a retirement income product, according to a survey by fixed income annuity provider Annexus.

The number of 401(k) savers with at least $1 million in their 401(k) increased to 150,000 at the end of 2017, up from 93,000 a year ago.

A Prudential study finds 51% of retirees retired earlier than planned; with half retiring five years or more early.

Nearly six in ten believe saving for retirement is a basic necessity, like food or housing, a survey from Allianz Life found.

The majority of Gen Xers surveyed by T. Rowe Price reported they receive advice through their employer.

Willis Towers Watson’s Thinking Ahead Institute’s 2018 Global Pension Assets Study also found the U.S. retirement market has a greater propensity towards home bias in investing than other...

They like the tax advantages, investment opportunities and investor control that 401(k)s and other DC plans offer them, ICI finds.

The campaign is aimed at educating policymakers and the American public about making saving easier for Americans of all ages, helping retirees transform their savings into a lifetime...

The firm's study shows that when individuals view their projected monthly income in retirement, those who take action increase their savings rate by 8% (7.07% to 8.4%), on...

The firm's analysis found participants who also had HSA savings were more retirement ready than those who did not.

“Eighty-six percent of employees say that if their employer improved benefits or added access to an investment plan, it would have a positive impact on them at work,...

Twenty-six percent of workers surveyed by EBRI have decreased contributions to their retirement plan, and 27% have delayed retirement due to increased health care costs.

The most common benefit changes organizations have made or are planning or considering include expanding personal financial planning, increasing 401(k) contributions and increasing or accelerating pension plan contributions.

However, U.S. LGBT workers rank the highest on the Aegon Retirement Readiness Index, compared to workers in eight other nations.

However, at year-end 2015, for example, the ICI says participants in their twenties had 80% of their portfolios invested in equities, while participants in their sixties had 55%...