Data and Research

Advisers and providers will help defend against fee challenges, but it is important to point out that the providers’ obligation is actually to make disclosures, not warrant that...

Financial literacy, a detailed plan, and owning appropriate products to financially protect their families can boost confidence.

Data from the PLANSPONSOR DC Survey indicates there were only slightly more 403(b) plans with investment expense ratios in the upper extremes than all DC plans, even among...

J.P. Morgan suggests ways retirement plan sponsors can help participants improve outcomes in a low-return environment.

The cost of purchasing retirement income products is much lower than a few months ago, BlackRock data shows.

In the wake of the financial crisis of 2008, public pension plans made several reforms including benefit cuts, and increases in the age and tenure required to claim...

There were fewer near-retirees that lost their jobs than anticipated, and among those that did, there were offsets to wealth reduction, a study suggests.

This is a shift from an emphasis on fiduciary risk in fund selection, a study finds.

A new analysis by several well-known economists warns of severe economic consequences related to income inequality; but there are also positive findings about capital distribution and retirement savings. 

Nearly two-thirds (65.4%) of employees reported difficulty in paying student loan debt, a survey found.

A GAO study found many older Americans are having Social Security payments reduced in order to pay off student loans.

For many Americans, needing help with the management of finances at some point during retirement is not a matter of if, but when, according to Fidelity Investments.

Simple matching formulas are the most common type of employer contribution—found in 45% of 401(k) plans in the BrightScope database.

A report from the Urban Institute shows Hispanics face steeper retirement income challenges than other ethnic groups.

And when they are offered a plan, 87.6% of participants participate.

Still many express common fears about retirement.

Among those thinking about the long term, 64% want to save more for retirement in an individual retirement account (IRA) or 401(k) plan.

Major anxiety over lack of savings, and other financial obligations may take precedent over retirement savings, a survey suggests.

 

A report from the Bureau of Labor Statistics also finds the overall employer cost for providing DC benefits was $0.70 per employee hour worked in private industry.

Some say they are attempting to deflect health care costs in retirement by taking negative steps including spending less on groceries, delaying seeking treatment for illnesses and skipping...