Data and Research

More than 48% of survey respondents indicated they are either considering transferring, or are very likely to transfer, pension risk this year.

Roughly three in five recommend those younger than them start saving earlier in their career (63%) or save more throughout their career (57%).

More employers have adopted a broader view of workforce health that includes physical, mental, emotional and financial health, a survey finds.

Even those who have met their 80% income replacement goal will need more to cover all health care expenses, a study finds.

 

Pension beneficiaries keep receiving their pension checks in good as well as bad economic times, making them an important driver of market stability. 

 

More DC plans are embracing alternatives.

Seventy-five percent of Americans say they have regrets about financial decisions, a survey finds.

Americans now expect to retire on average at age 66, up from age 64 in 2008.

According to the Federal Reserve, student loan debt now totals over $1.3 trillion.

Participants must consider how they will spend down retirement assets, and converting their saved sum into projected “leisure hours” is an effective way to get the conversation going.

Savings grow with compound interest, but there is a compound effect on fees which reduces the amount of assets that can be invested and grow.

Defined contribution retirement plans are a constant subject of research and analysis, but that doesn’t mean they’re easy to describe with real accuracy.

The GAO found many individual and employer decisions can substantially raise projected DC plan savings at retirement, especially for low-earning households.

They are more likely to survive, which means they have outperformed their peers.

Social Security should now be looked at as a foundation for retirement income, but not the whole house.

A survey found that group retirement plans are the most difficult employer benefit for workers to understand.

IFEBP encourages the use of "workplace champions" to steer co-workers to retirement planning and financial wellness education.

The total savings rate for 401(k) savers, which combines individual contributions plus employer contributions, reached a record 12.7% in Q1 2016, according to Fidelity data.

Many people are worried about their jobs and their finances.

On average, retirees are living on $32,000 a year.