Data and Research

Researchers found discussing annuities caused people to think about their death, which may explain why few retirees use annuities.

Although 78% of investors who are currently enrolled in a 401(k) say they have access to a financial call center through their plan, only 15% say they rely...

Education and health care costs and credit card debt are also keeping them awake at night.

Stress about retirement is especially felt among Millennials and Generation X employees, a survey finds.

There’s a disconnect between Millennials’ retirement optimism and the amount they have actually saved.

Older Americans experience higher inflation rates than other consumers, predominantly because of health care.

Stress over money is contributing to distractions in the workplace, as well as health issues.

Nearly half are concerned about finances.

Just telling retirement plan participants to think long-term won’t do much to move the needle on retirement readiness.

HelloWallet found there are very few circumstances in which paying down student loans ahead of schedule leads to a higher net wealth at retirement.

Financial wellness has decreased since 2013, but employees believe they are saving enough for retirement.

Half of retirees expect to grow their non-guaranteed assets over the next decade, while another three in 10 expect to keep their non-guaranteed assets at a constant level,...

The vast majority of TIAA clients who are now retired say they feel satisfied with life after work, including practically everyone in the group of respondents who started...

More Americans are estimating a safe withdrawal rate, but at least four in five Americans remain at risk, a study finds.

In addition, a survey found, a lack of savings is resulting in delayed retirement for many Baby Boomers.

Americans are concerned that the rising cost of living will affect their retirement years, but these concerns are often overestimated.

Present bias and exponential-growth bias both affect how much people will save for retirement, a study finds.

Most respondents to a survey say that if they had a budget, they would be better able to juggle bills and retirement savings at the same time.

Conventional wisdom has it that lower-income workers should get the most out of Social Security, but that’s not necessarily the case given uneven increases in longevity across income...

Millennials, in particular, are seeking help from their employers when it comes to addressing financial concerns, a study from MetLife finds.