Data and Research

A positive economic outlook and implications of the ACA have small business owners focusing more on retirement benefits.

The number one reason Millennials invest is to have an emergency/“rainy day” fund, a survey finds.

While three-quarters of pre-retirees and retirees have some kind of financial retirement plan, only 16% have a formal written retirement plan, a LIMRA study found.

If today’s working-age households had the same level of student debt as those recently leaving college, an additional 4.6% would be at risk of having inadequate income in...

Seven in 10 African-American investors cite workplace retirement plans as a contributing reason for becoming an investor.

Researchers analyzed whether it is realistic to expect that older individuals will be able to work longer.

Help with student loans joins retirement, health and vacation benefits as a priority.

As employer retirement and health care benefits become less generous (and early retirement incentives become rarer), employers wield less direct influence over their employees’ retirement decisions.

Ongoing withdrawals from savings could jeopardize people’s future, LIMRA says.

While employees plan to work longer and gradually phase into not working at all, most employers do not have policies in place to facilitate those desires.

Target-date funds and other QDIAs are often thought of as set-it and forget-it investments, but new data from J.P. Morgan Asset Management highlights some troubling behaviors among participants...

The conventional thinking about generational differences is not as useful as considering retirement plan participants at their stage in the retirement planning timeline.

Fifteen percent of Americans polled say they find it hard to make ends meet every month.

The old concept of income replacement rate is simple, but may omit significant factors.

The largest spending differences between older singles and older couples occur in the case of home health care and nursing home stays, EBRI finds.

Money-related stress affects employee productivity, a survey finds.

Seventy percent of those working with an adviser are on track or even ahead.

Defined contribution plan stats show the effect the Pension Protection Act had on plans.

Retirement plan sponsors that work with an adviser are more engaged and are more likely to think their employees are saving enough for retirement, a survey finds.

Access to employer-based retirement plans differs widely across states, an analysis finds.