Savers Torn Between College Expenses and Retirement
Experts advise individuals not to neglect retirement planning.
Data and Research
Retirement Plan Participants Relying Less on Advisers
One-third of participants ages 35 to 49 say they are planning to depend less on financial advisers in the years ahead.
Cash-Outs, Loan Defaults Hurt Retirement Savings
Participants need help and a new mindset to preserve assets earmarked for retirement, Cerulli says.
Number of ESOPs Down, Number of Participants Up
While the number of plans identified as ESOPs has decreased, the number of active participants has steadily increased, NCEO data shows.
Plan Return Comparison Highlights DB Outperformance
A new report from the Center for Retirement Research at Boston College asks whether fees are to blame for a consistent underperformance by DC plans compared with DBs.
Study Quantifies the Occurrence of Pension Risk Transfer
Among 3,590 large plans, the five-year risk transfer rate was 14.9%.
Nearly Half of Employers Automatically Enroll Participants
More are also adopting automatic escalation.
Many 403(b) Plan Sponsors Not Keeping Up with Fiduciary Duties
Many small 403(b) plan sponsors, especially, could use some help, a survey finds.
New Model of Retiree Spending Highlights Role of Marriage
New research from the Michigan Retirement Research Center shows important differences in the retirement outlooks of singles and couples.
What Plan Sponsors Are Asking of Advisers
Data from RFP assistance provider InHub reveals why plan sponsors search for new plan advisers and what they ask for in the RFP process.
Americans Making More Financial Resolutions for 2016
For those identifying saving as a top priority, nearly two-thirds prefer to set aside money for long-term goals such as college, retirement, and health care.
Affluence Doesn’t Quell Fears About Retirement Health Costs
Pre-retirees among all financial statuses have fears about health costs in retirement, but they are not having the conversations needed to plan.
Creditworthiness, Fees Important to Stable Value Fund Selection
A study looked at considerations important to DC retirement plan sponsors in selecting a stable value product.
Experts Predict a New Standard for DC Plan Design
More plan sponsors will use automatic enrollment, and at a higher default rate.
Why Workers Retire Earlier Than Planned
Health is the top driver of early retirement, research finds.
How to Make Participants Into Millionaires
It’s a question many people ask themselves during a working career: What would it take for a middle class person to save a million dollars?
Retirees Share Realities with Younger Generations
Workers should save more, earlier to prepare for retiring sooner than planned and to meet the competing financial priorities in retirement.
Gen X Wants Richer Retirement Benefits
While other generations would prefer more vacation time, Generation X would value richer retirement benefits, a survey finds.
Many Doctors Not Saving Well for Retirement
Nearly half of physicians believe they cannot afford to max out their workplace retirement savings plan.
Managed Accounts May Suit Some Participants
While target-date funds may hold the most contributions, they can still co-exist with managed accounts..