Data and Research

There’s no way around it, health care cost projections for American retirees are grim, especially when mapped against what people actually have saved. 

NEPC partner and researcher looks back at a decade of defined contribution plan evolution, and oh what a difference a decade has made.

Financial stress in the workplace costs employers $300 billion a year in lost productivity and absenteeism.

Ninety million people have nothing saved.

Participants in smaller DC plans especially are not getting the same resources as their counterparts in larger plans, according to a survey.

Can participants balance the two demands? Why they need to.

It is critical that pre-retirees learn how benefits are calculated to improve their claiming decisions.

Many Millennial workers show a healthy focus on paying down debt—student debt especially—but their actions reveal little appreciation for opportunities on both sides of the balance sheet.

Another 21 million Americans aren’t saving for retirement.

Also, women have more doubts than men about their ability to afford the life they want during retirement.

A new analysis finds that the change in pension wealth from the shift to mostly DC retirement plans is relatively steady.

The downturn has created “post-crash skeptics.”

They also prompt people to save for retirement.

One-third of Millennials say student loan debt has either delayed them from saving or kept them from saving as much as they would like.

What is fueling the higher level of confidence Americans express about retirement?

Retirement plan participants who consistently contribute show greater balances. 

The proposed fiduciary rule would protect investors with slender assets in rollovers, DOL says.

Americans on the whole are pretty fickle when it comes to money issues and retirement planning, showing equal parts optimism and pessimism.

“The decline in asset values that hit typical public defined benefit plans, endowments and foundations was primarily due to poor equity performance across the globe”, says Andrew Wozniak...

They say they would value the assistance as much as health care benefits and 401(k)s.