Plan sponsors looking to enact a PRT transaction, but lacking sufficient cash, might consider “hibernating” their portfolio until a more favorable risk transfer opportunity arises.
A report from Charles Schwab finds working-age Americans are warming to financial advice delivered through a combination of personal interaction and technology.
Last year's ERISA Advisory Council found “there are numerous considerations participants should weigh when deciding what actions to take with their accumulated retirement savings upon termination of employment...
Money left on the table creates an opportunity for plan sponsors to send a clear message to their plan participants: Don’t walk away from the employer match.