Data and Research | October 2nd, 2018 Nearly Eight in 10 Workers Want to Work in Retirement But the reality is, only 33% of retirees have worked at any given time, according to EBRI.
Participants | September 21st, 2018 The Perils of Ignoring Participant Complaints If a plan sponsor fails to respond, they could face a civil and/or DOL lawsuit
Participants | September 18th, 2018 August Saw No Above-Normal Trading in Retirement Plans It marked the second consecutive month of no above-normal trading, the first time this has occurred since May and June...
Data and Research | September 17th, 2018 An Accurate Perception of Their Finances Eludes Many Americans One third thinks they are either better or worse off than they actually are, Prudential Financial learned in a survey.
Data and Research | September 17th, 2018 Correlation Found Between Profitability and Quality of 401(k) Plans Above-average-rated plans are more apt to be found at companies with 20% to 80% higher profitability than are average-rated plans,...
Participants | September 10th, 2018 Younger Participants Gravitate to TDFs, Balanced Funds Sixty-four percent of participants in their 20s own a TDF.
Investing | September 10th, 2018 TDFs Contribute to CIT Growth in 401(k)s In 2017, target-date funds (TDFs) represent 41% of CIT assets in 401(k) plans, Cerulli Associates finds.
Administration | September 5th, 2018 Proper Asset Allocation Often Overlooked, Sibson Says The right allocation could boost returns over a person's career by as much as 34%, the consulting firm says.
Products | September 5th, 2018 New ICI Website Takes on Myths About America’s Retirement System FactsOnRetirement.org also offers tips on saving and highlights ICI research.
Participants | August 27th, 2018 401(k) Participants With Loans Save Less Than Those Without Alight Solutions found a nearly $100,000 difference in 401(k) savings between participants who had loans outstanding and those who did...
Compliance | August 8th, 2018 Citigroup Agrees to Settle Proprietary Funds Lawsuit The financial firm will pay $6,900,000 in settlement.
Compliance | July 27th, 2018 Bill Would Establish Personal Savings Accounts Based on TSP The concept is being reintroduced through the American Savings Act
Compliance | July 13th, 2018 Legislators Propose Expanded Features for SIMPLE Plans A new law would raise the contribution limit for SIMPLE plans from $12,500 to $15,500 for the smallest businesses and...
Data and Research | July 12th, 2018 Simpler Retirement Plan Communications Make No Difference in Employee Decisions In conclusion, IZA says, “the data do not support the idea that presenting optional 401(k) plan information in a simpler,...
Data and Research | July 10th, 2018 Many Millennials, Gen Xers Don’t Expect to Receive Social Security Yet, a significant number are not saving for retirement at all.
Compliance | July 6th, 2018 Tax Reform Change to Plan Loans Requires Updates to Documents The new law extends the time a participant has to repay loans from 60 days after an offset to the...
Products | June 27th, 2018 Principal Offers Retirement Plan Solution for Small and Mid-Sized Employers The solution offers participant features and additional customizable features typically enjoyed by larger corporations.
Products | June 25th, 2018 Retirement Plans Must Be Paired With Educational Programs Ongoing education makes participants aware of the plan and underscores its value.
Investing | June 20th, 2018 401(k) Participants Tend to Hold Lower Cost Mutual Funds The expense ratios 401(k) plan participants incur for investing in mutual funds have declined substantially since 2000, Investment Company Institute...
Investing | June 12th, 2018 Vanguard Takes Own Funds Out of Its 401(k) Vanguard says it periodically reviews its investment menu