Americans Optimistic About Their Financial Prospects for 2019
For the 10th consecutive year, their top financial resolution for the New Year is to save more, Fidelity learned in a...
Tag: 401k
Participant Behaviors Can Inform Better Plan Design
J.P. Morgan makes recommendations for plan design and TDFs based on savings and withdrawal behaviors it analyzed.
Workers in ESOPs Have Double the Retirement Savings
ESOP participants have an average retirement balance of $170,326, more than twice the $80,339 that other workers have saved
Strategies for DC Plans to Mitigate Risks in 2019
Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
How Sponsors Can Offer Guaranteed Lifetime Income
One option is through a profit sharing plan that invests the money in an annuity once a participant retires.
Over Half of Americans Have Nothing Saved in a Retirement Account
The median retirement account balance among all U.S. workers is "zilch"
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Empower Combines HSA and Retirement Plan Reporting
A new interactive interface allows employees to think about retirement and health savings together and visualize the best way to...
Many RESA Provisions Included in ‘Tax Reform 2.0’
One of three bills introduced this week as part of “Tax Reform 2.0,” the Family Savings Act includes many of...
Majority of Americans Do Not Feel They Have Recovered from Great Recession
Seventy-nine percent of Americans say they don’t fully understand what happened during or what caused the financial crisis.
Majority of 401(k) Participants Would Like Online or Financial Professional Help
They want help with calculating how much money to save for retirement, determining how to invest their 401(k) assets, determining...
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New Website for The Retirement Advantage Has Improved Navigation
It is also compatible with all major web browsers and mobile devices.
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Program Allows Participants to Move Matches to Student Loan Debt
With a new service from BenefitEd, workers can move the entire match over to pay down their student loan debt...
Plan Sponsors Stepping Up Their Auto Enrollment Game
The percentage of employers that default participants at a 6% deferral rate or higher more than doubled in the past...
Americans’ Biggest Financial Worry is Retirement Savings
Younger Baby Boomers and Gen Xers are the most stressed about retirement, a Bankrate.com survey found.
Half of Pre-Retirees Expect to Return to Work
Their primary reasons are financial and to fight boredom
Just One Above-Normal Trading Day in 401(k)s in June
According to the Alight Solutions 401(k) Index, year-to-date there have been 29 days with above-normal trading activity, suggesting that the...
Hardship Withdrawal Safe Harbor Covers Tuition, But Not Loan Repayments
Plans which permit non-safe harbor hardship distributions could theoretically approve a participant’s hardship distribution request for the repayment of student...
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Lessons Learned from PLANSPONSOR HSA Boot Camp
For those learning about HSAs for the first time, one of the keys is to understand there is one set...
Plan Designs, Market Rates Lead to Improved DC Plan Metrics in 2017
“We continue to see the significant impact plan design and financial wellness programs have on participant behavior, as evidenced by...
GWU Tells Court 403(b)s Cannot Be Compared to 401(k)s
In a brief supporting a motion to dismiss a case against George Washington University related to the management of its...