Administration | June 7th, 2019 PSNC 2019: From Engagement to Action A self-professed “ERISA nerd” looks beyond the rules and regulations to ask what plan sponsors can do to promote genuine...
Data and Research | May 9th, 2019 Fidelity Analysis Shows Advantage of Long-Term Investing for Retirement In the decade following the Great Recession of 2008, for participants who remained invested in their 401(k)s, overall, average balances...
Data and Research | May 3rd, 2019 GAO Reviews Retirement Savings Leakage The GAO interviewed retirement plan stakeholders and found several ways to stem the tide of funds leaving 401(k)s and IRAs.
Data and Research | May 1st, 2019 Wells Fargo Suggests Various Approaches to Retirement Saving Because people are living longer, healthier lives, the Wells Fargo Investment Institute has suggested different ways that Millennials, Generation X...
Compliance | April 5th, 2019 Senators Propose Requiring Employers to Contribute to Workers’ Savings Accounts The Saving for the Future Act would require employers to contribute 50 cents to a savings account for each worker...
Data and Research | April 3rd, 2019 Retirement Plan Options for Small Businesses Have Pros and Cons Small U.S. employers trust the financial services sector for its expertise more than government entities when it comes to administering...
Compliance | February 5th, 2019 Senators Introduce SIMPLE Plan Modernization Act It aims to make SIMPLE plans more accessible among small businesses and would raise the contribution and catch-up limits.
Products | January 15th, 2019 New, Flexible Student Loan Debt Repayment Program Employees can determine how they want to allocate employer 401(k) matching dollars—be it to their retirement account, to their student...
Investing | January 8th, 2019 401(k) Participants Made Opposing Trades in 2018 High trading activity days were concentrated around the beginning and end of the year—with trades moving in similar volumes in...
Data and Research | January 3rd, 2019 Americans Paint a Rosy Retirement Outlook The majority think they are on track for a secure retirement, but many worry about high health care costs.
Data and Research | January 2nd, 2019 Longevity to Make Life More Challenging for Retirees For those 75 and older, out-of-pocket medical costs amount to 20% of their income.
Data and Research | December 13th, 2018 Americans Optimistic About Their Financial Prospects for 2019 For the 10th consecutive year, their top financial resolution for the New Year is to save more, Fidelity learned in a...
Administration | December 13th, 2018 Participant Behaviors Can Inform Better Plan Design J.P. Morgan makes recommendations for plan design and TDFs based on savings and withdrawal behaviors it analyzed.
Data and Research | December 6th, 2018 Workers in ESOPs Have Double the Retirement Savings ESOP participants have an average retirement balance of $170,326, more than twice the $80,339 that other workers have saved
Administration | November 30th, 2018 Strategies for DC Plans to Mitigate Risks in 2019 Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
Investing | September 20th, 2018 How Sponsors Can Offer Guaranteed Lifetime Income One option is through a profit sharing plan that invests the money in an annuity once a participant retires.
Data and Research | September 17th, 2018 Over Half of Americans Have Nothing Saved in a Retirement Account The median retirement account balance among all U.S. workers is "zilch"
Products | September 12th, 2018 Empower Combines HSA and Retirement Plan Reporting A new interactive interface allows employees to think about retirement and health savings together and visualize the best way to...
Compliance | September 11th, 2018 Many RESA Provisions Included in ‘Tax Reform 2.0’ One of three bills introduced this week as part of “Tax Reform 2.0,” the Family Savings Act includes many of...
Data and Research | September 11th, 2018 Majority of Americans Do Not Feel They Have Recovered from Great Recession Seventy-nine percent of Americans say they don’t fully understand what happened during or what caused the financial crisis.