Participants | August 27th, 2018 Majority of 401(k) Participants Would Like Online or Financial Professional Help They want help with calculating how much money to save for retirement, determining how to invest their 401(k) assets, determining...
Products | August 16th, 2018 New Website for The Retirement Advantage Has Improved Navigation It is also compatible with all major web browsers and mobile devices.
Products | August 16th, 2018 Program Allows Participants to Move Matches to Student Loan Debt With a new service from BenefitEd, workers can move the entire match over to pay down their student loan debt...
Data and Research | August 16th, 2018 Plan Sponsors Stepping Up Their Auto Enrollment Game The percentage of employers that default participants at a 6% deferral rate or higher more than doubled in the past...
Data and Research | August 16th, 2018 Americans’ Biggest Financial Worry is Retirement Savings Younger Baby Boomers and Gen Xers are the most stressed about retirement, a Bankrate.com survey found.
Data and Research | August 14th, 2018 Half of Pre-Retirees Expect to Return to Work Their primary reasons are financial and to fight boredom
Participants | July 17th, 2018 Just One Above-Normal Trading Day in 401(k)s in June According to the Alight Solutions 401(k) Index, year-to-date there have been 29 days with above-normal trading activity, suggesting that the...
Compliance | July 11th, 2018 Hardship Withdrawal Safe Harbor Covers Tuition, But Not Loan Repayments Plans which permit non-safe harbor hardship distributions could theoretically approve a participant’s hardship distribution request for the repayment of student...
Benefits | July 5th, 2018 Lessons Learned from PLANSPONSOR HSA Boot Camp For those learning about HSAs for the first time, one of the keys is to understand there is one set...
Data and Research | July 2nd, 2018 Plan Designs, Market Rates Lead to Improved DC Plan Metrics in 2017 “We continue to see the significant impact plan design and financial wellness programs have on participant behavior, as evidenced by...
Compliance | June 28th, 2018 GWU Tells Court 403(b)s Cannot Be Compared to 401(k)s In a brief supporting a motion to dismiss a case against George Washington University related to the management of its...
Data and Research | June 27th, 2018 Only 20% of Workers Believe They Are Saving Adequately for Retirement On top of this, more than three in four worry Social Security could be extinct by the time they retire.
Data and Research | June 25th, 2018 Retirees Say Income Replacement Needed Not As High As Pre-Retirees Think Half of retirees say they spend less in retirement than they did in their working years.
Data and Research | June 21st, 2018 Retirees Find Creating a Drawdown Strategy Is Complex "Having a plan in place to manage their finances can help retirees feel confident about spending their assets and address...
Participants | June 20th, 2018 DC Plan Participants Largely Stuck With Investments in May Outflows were primarily from target-date (35%), emerging markets (27%) and company stock (27%) funds, the Alight Solutions 401(k) Index shows.
Data and Research | June 19th, 2018 Brokerage Accounts, Dividends Critical Sources of Retirement Income Together, they supply 40% of retirees’ income.
Investing | June 14th, 2018 Fidelity Finds Little Knowledge About HSAs Many people are unaware of their triple tax advantages, that balances can be carried forward and that the money can...
Data and Research | June 13th, 2018 Male Millennials Have 34% More Saved Than Their Female Counterparts The women are also far more risk-averse, PNC Investments learned in a survey.
Data and Research | May 29th, 2018 Groups Offer Blueprint for New Social Contract for Retirement The blueprint calls for nine design features of the new contract.
Data and Research | May 16th, 2018 Procrastinating Retirement Savings Is Americans’ Biggest Financial Regret That is followed by not saving for an emergency, and taking on too much credit card and too much student...