Tag: automatic enrollment

The percentage of employers that default participants at a 6% deferral rate or higher more than doubled in the past...

Most retirement plan participants would like savings and investing guidance, a survey finds.

Preparing participants financially to be able to retire beat out reducing plan costs as plan sponsors' top concern in this...

While automatic enrollment generates positive effects, a report argues how these results are counterweighed by pre-retirement withdrawals.

In conclusion, IZA says, “the data do not support the idea that presenting optional 401(k) plan information in a simpler,...

They are on track to replace 75% of their income, compared to 64% for Americans overall.

“We continue to see the significant impact plan design and financial wellness programs have on participant behavior, as evidenced by...

When constructing their own retirement portfolio, about 10% of participants still hold extreme allocations—either 0% or 100% equities.

Those who are contributing less than 3% to a retirement plan are on track to replace 59% of their income...

DC plan consultants surveyed by PIMCO offer suggestions for helping retirees with income, core investment menu design and other DC...

Peg Knox, chief operating officer of DCIIA, points to both the coverage gap and retirement income adequacy as being top...

The state of South Dakota has experienced good results since implementing automatic enrollment and automatic deferral escalation in its 457(b)...

Employer contributions and loans are also prevalent, a Brightscope/ICI report says.

Defaults have a powerful effect on retirement savings behavior, according to the TIAA Institute.

With concerns about retirement readiness growing, sponsors are turning to automatic features, increasing their contributions, streamlining their investment menus and...

In 2016, 40.2% of plan sponsors surveyed by the PSCA used a default rate for auto enrollment greater than 6%.

Empower’s PlanVisualizer aims to create a holistic view of a client’s retirement plan in its current state, along with the...

All employees would have 6% of their income contributed to a workplace retirement plan and have these contributions automatically escalated...

Perhaps since the first five years of their working lives is the time period respondents to an American Century survey...