Tag: Guaranteed Lifetime Income

America has a retirement crisis, and SECURE 2.0 takes some important steps to address it, but they are not enough. 

Legislation gets wide acclaim as a positive reform in the retirement sector as passage hinges on House vote.

However, survey data shows there are some areas where employers could improve their communication strategies to optimize plan utilization and...

As employers begin to question the effectiveness of target-date funds as a retirement spending vehicle, interest in guaranteed lifetime income...

The paper aims to provide defined contribution plan fiduciaries with a practical tutorial for choosing lifetime income investments.

Despite employers, plan participants, retirees and near-retirees showing greater interest in lifetime income options, adoption by plan sponsors has remained...

ProShares launches first U.S. Bitcoin-linked ETF; Pacific Life introduces defined outcome funds with variable annuities; and Nationwide, Capital Group introduce...

BlackRock announces option to include annuities in target-date strategies; Vanguard expands active roster with Core-Plus Bond Fund; Willis Towers Watson,...

Seventy-nine percent of participants said they would be at least somewhat likely to roll over some of their current retirement...

Employers are focusing on ways they can improve outcomes for their participants, including by offering guaranteed lifetime income solutions and...

The majority of respondents to a survey by Capital Group also noted they were potentially interested in annuity and lifetime...

Gen Xers are in unique situations for which they need education and help to boost their retirement readiness. 

The momentum for offering annuities to DC plan participants is growing, and plan sponsors need to know their responsibilities and...

A ‘dynamic QDIA’ that starts participants off in TDFs and then moves them to managed accounts is a potential trend...

However, most are offering systematic withdrawals, lifetime education and planning tools, and in-plan managed account services; they are still leery...

More than half of Americans say they would prefer guaranteed income of $660 a month over a $120,000 lump sum,...

OnePension is a profit-sharing plan that allows participants to annuitize their account balances when they retire.

While 80% of investors say their adviser discusses risk tolerance, only 50% say they bring up the subject of guaranteed...

Robert C. Merton, Ph.D., and Arun S. Muralidhar, Ph.D., discuss how Standard of Living indexed, Forward-starting, Income-only Securities can address...

Creating open MEPs, encouraging the use of lifetime income products and removing impediments to employers maintaining DB plans are just...