How Sponsors Can Offer Guaranteed Lifetime Income
One option is through a profit sharing plan that invests the money in an annuity once a participant retires.
Tag: Guaranteed Lifetime Income
Products |
OneAmerica Offers Retirement Plan With Lifetime Income Option
OnePension is a profit-sharing plan that allows participants to annuitize their account balances when they retire.
Investors Want Adviser Discussions to Expand Beyond Risk to Retirement Income
While 80% of investors say their adviser discusses risk tolerance, only 50% say they bring up the subject of guaranteed...
Opinions |
SeLFIES Can Improve the Nation’s Retirement Security
Robert C. Merton, Ph.D., and Arun S. Muralidhar, Ph.D., discuss how Standard of Living indexed, Forward-starting, Income-only Securities can address...
Mercer Makes Proposals for Addressing America’s Retirement Security
Creating open MEPs, encouraging the use of lifetime income products and removing impediments to employers maintaining DB plans are just...
Treasury Calls for Certification of Annuity Assessment Experts
The Treasury Department believes that if an expert was certified to assess the viability of annuity providers, retirement plan sponsors...
Embracing In-Plan Annuities
Specific policy changes and plan sponsor initiatives can make guaranteed lifetime income a norm in the DC plan space, TIAA...
Not-for-Profit Plan Sponsors and Participants Could Use More Lifetime Income Education
In-plan lifetime income options are offered by more than half of not-for-profit plan sponsors surveyed, but among those that don't,...
Investors Fear Portfolios Not Diversified Enough to Protect Against Volatility
A recent survey found that across generations, investors are almost equally concerned that their returns won’t secure adequate retirement savings.
Boomers Embracing Saving Mentality
Baby Boomers are adopting better financial habits, but Millennials may be overconfident in theirs, a study by Allianz finds.