J.P. Morgan makes recommendations for plan design and TDFs based on savings and withdrawal behaviors it analyzed.
The guide includes information on rollovers, loans, hardship withdrawals and much more.
However, at year-end 2015, for example, the ICI says participants in their twenties had 80% of their portfolios invested in equities, while participants in their sixties had 55% in equities.
The IRS is loosening hardship withdrawal and loan rules, and the DOL announced postponed deadlines for Form 5500 filing, among other things.
Amid strong market returns in Q1 2017, most participants left asset allocations in DC plans unchanged, according to a new report by the ICI.