Participants Need Support to Weather Bouts of Volatility
One of the toughest challenges facing plan sponsors is broadening the perspective of participants to look beyond what has happened...
Tag: participants
Encouraging Workers to Save While Paying Off Debt
Workers facing debt payments must also prioritize long-term savings, as difficult as this may seem.
Benefits |
Will Student Debt Repayment Support Become Table Stakes?
Student debt hurts the financial well-being of an overwhelming portion of respondents to a new survey—with the scourge of student...
Study Reveals Financial Wellness Needs of Employees
Employees are racking up credit card debt and borrowing from retirement savings to pay for unexpected expenses.
Retirement Saving More of a Priority for Men than Women
For both sexes, becoming serious about saving for retirement doesn't usually happen until one's 40s or 50s.
Near-Retirees and New Retirees Have Higher Debt Than Older Generations
EBRI says more families are placing themselves at risk of running short of money in retirement due to their increased...
Benefits |
One-Size-Fits-All Financial Education Missing the Mark
Programs need to be individualized and include financial coaching.
Millennials Foresee No Such Thing as a Comfortable Retirement
Seventy-nine percent believe that by the age of 80, a comfortable retirement will be a thing of the past, and...
Women Need Help Improving Retirement Confidence
Fifty-five percent of women are afraid they will outlive their savings, according to the Transamerica Center for Retirement Studies.
More Than Half of Americans Would Like to Save More
Among those who said they would like to save more, 56% said retirement was a top reason; however, LIMRA found...
Workers Say Benefits Give Them a Sense of Financial Security
However, this is not always the case for lower-income workers, MassMutual found in a survey.
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Transamerica Connects Physical and Financial Health With Wellbeing Brand
The initiative comes after Transamerica studied the parallel nature between physical and financial lifestyles.
Fidelity Sees Improvement of Retirement Readiness of Plan Participants
The firm's analysis found participants who also had HSA savings were more retirement ready than those who did not.
Study Offers Suggestions for Improving Americans’ Retirement Confidence
“Eighty-six percent of employees say that if their employer improved benefits or added access to an investment plan, it would...
Health Care Costs Affecting Retirement for Some Workers
Twenty-six percent of workers surveyed by EBRI have decreased contributions to their retirement plan, and 27% have delayed retirement due...
LGBT Workers Not Habitual Savers
However, U.S. LGBT workers rank the highest on the Aegon Retirement Readiness Index, compared to workers in eight other nations.
Financial Confidence Reaches Record High
In the fourth quarter of 2017, AICPA’s Personal Financial Satisfaction Index reached a record high in the 24 years the...
Two-Thirds of 401(k) Assets Held in Equities
However, at year-end 2015, for example, the ICI says participants in their twenties had 80% of their portfolios invested in...
Interest in Retirement Advice Increases Wtih Age, Account Balance, Contributions
TIAA also discovered that participants with web access are twice as likely to seek out advice as those without web...
Tax Bill Impacts Provisions of ERISA Plans
The bill does not impact tax breaks for retirement savings.