Public Pensions Provide Retirement Income and Portability
Research finds that nearly all state retirement systems have features that allow for preservation of retirement income benefits even for...
Tag: Retirement Income
Savings Commitment Shaken By Market Decline
The America Saves Personal Savings Index measures “savings interest” at 65 out of 100, while “savings effort” is a little...
Benefits |
A Simple Rule for Spending Down Retirement Savings
A new rule put forth by a fellow of the Society of Actuaries allows a comfortable, reasonable level of spending...
Analysis Finds Concerning Differences in Retirement Income Calculators
Inputs and assumptions were disconcerting, and action steps suggested, or lack thereof, were alarming, Corporate Insight says.
Court Moves Forward Great-West ERISA Suit
A federal judge has certified as a class action a case regarding Great-West Life & Annuity Insurance Company’s handling of...
IRS Proposes Deferred Compensation Plan Tax Regulations
As proposed, the regulations would impact the tax burdens of participants and beneficiaries of deferred compensation plans of state and...
Participants Say DC Plans Fall Short in Key Areas
Forty-five percent of participants believe their DC plans will not help them meet their retirement goals, according to a Prudential...
Women Need More Savings for a Dignified Retirement
Aon Hewitt projects that women will need 11.5 times their final pay to be able to live a dignified retirement,...
Majority of Social Security Benefits Eaten Up by Health Care Costs
Many retirees wish they had delayed taking Social Security benefits in order to receive more income.
401(k)s 'Not Suitable' Retirement Income Vehicles
Cerulli suggests that 401(k)s can learn from 403(b)s about retirement plan decumulation.
Some Participants Plan Never to Retire
It’s a grim but unsurprising truth, and one plan sponsors should contemplate: the less assets an individual has saved for...
Many Retirees Not Taking Advantage of Delaying Social Security
Four in 10 Americans age 50 or older plan to take Social Security before full retirement age
Benefits |
Equity Compensation Can Help with Overall Financial Plans
Whether it is to fill in the retirement savings gap or part of an overall financial strategy, equity compensation plans...
‘Hybrid’ Income Strategy Best for Retirement
Research from TIAA Institute suggests the insurance value of a GLWB may be overstated relative to the typical cost of...
In Some Cities, Small-Business Plan Sponsors Are Rare
Pew researchers further find metropolitan areas with low retirement plan access rates are heavily concentrated in certain large states.
Employees Say They Cannot Afford to Save for Retirement
A survey found not being able to afford to contribute is the top reason employees say they do not participate...
Products |
Paper Offers Guide to In-Plan Deferred Annuities
A white paper from Principal discusses how in-plan deferred income annuities address risks employees face in retirement.
Participants Would Like Sponsors to be More Hands-On
Many would welcome automatic enrollment and automatic increases.
Nearly All States Miss Median Income Replacement Target
Nationally, the median income for those who are 65 and older is just 60% of the median income seen among...
Groups Ask for More Guidance About QLACs
A letter to the IRS notes that it is rare for a DC retirement plan to offer a QLAC option...