Rising Interest Rates Improve Retirement Income Prospects
The cost of purchasing retirement income products is much lower than a few months ago, BlackRock data shows.
Tag: Retirement Income
DOL Says Lifetime Income Elements Can Be Included in Prudent Default
In response to a question about TIAA’s Income for Life Custom Portfolios, the Department of Labor noted that in the...
Retirement Assets Among Many Potential Targets for Tax Reform
One proposed avenue of tax reform would treat the Social Security and Railroad Retirement programs in the same way that...
Student Loan Debt Following Some into Retirement
A GAO study found many older Americans are having Social Security payments reduced in order to pay off student loans.
Policy Proposals Could Help Hispanic Workers’ Retirement Outcomes
A report from the Urban Institute shows Hispanics face steeper retirement income challenges than other ethnic groups.
Retirement Confidence Recovering from Great Recession
Still many express common fears about retirement.
Plan Sponsors Would Benefit From Better Rollover Practices
The current structure of the rollover process does little to minimize or mitigate several key concerns.
Average Deferrals Are Higher Among Managed Account Users
Morningstar argues the increased savings benefits measured among managed account users are likely to outweigh the costs of such products...
Plan Sponsors Can Help With Retirement Income Strategies
An analysis of defined contribution participant distribution behavior supports the use of “through” target-date funds and the allowance of partial...
Modeling TDFs With Income in Mind May Benefit Retirees
Adding a range of high-income generating assets to a traditional retirement-stage TDF portfolio could boost income returns by nearly 40%,...
Employees Benefit From Early Focus on Income
Researchers call it troubling that only about half of Millennials are taking advantage of the power of compound interest in...
Complexity a Deterrent to Offering Income Solutions in DC Plans
Plan sponsors cited several challenges to implementing retirement income solutions including a lack of one-size-fits-all choices, and the complexities of...
Plan Sponsors Can Do More to Help Participants Prepare for Retirement
Even those already in retirement worry about health care and running out of money, indicating plan sponsors can introduce participants...
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Insurance Profile Solution Aims for Annuity Transparency
The DTCC solution supports the exchange of data between insurance carriers and distributors for the on-going reporting of fees, expenses...
Those Closest to Retirement Not Prepared
One in four Baby Boomers have less than $5,000 saved for retirement, a study finds.
Benefits |
Participants Want Retirement Planning to Include Health Care Costs
They also believe their financial future is largely dependent on their physical well-being.
Women Disadvantage Themselves by Taking Social Security Early
Making matters worse, women spend, on average, 70% of this income on health care.
Millennials Desire More Secure Retirement Benefits
The majority would sacrifice some pay for workplace access to guaranteed retirement benefits, a survey finds.
As Pensions Fade, Retirees Will Need More Savings
Future retirees will need upwards of $400,000 to make up for the pension income shortfall, IRI says.
DC Plan Participants Lack Flexible Distribution Options
Research finds DC plan sponsors are hesitant to offer retirement income solutions in their plans.