2021’s Hardships Redefine Financial Wellness Goals
With so many Americans having gone through tough times over the past two years, a new study looks at how...
Tag: Retirement Income
New Year Brings Both Novel and Familiar Industry Challenges
From accelerating provider consolidation to the persistent retirement plan coverage gap, there are no shortage of issues for the retirement...
CITs, Retirement Income Products and ESG Investing Poised for Growth
Asset managers polled by Cerulli Associates reported trends they see for DC plan investments.
4% Withdrawal Rule Squeezed by Low Returns
Research from Morningstar finds that a 3.3% starting withdrawal rate is more sustainable given today’s low bond yields and high...
Plan Sponsors and Participants Show Growing Interest in Lifetime Income Options
Seventy-nine percent of participants said they would be at least somewhat likely to roll over some of their current retirement...
SURVEY SAYS: Support for a Small Business Retirement Plan Mandate
PLANSPONSOR NewsDash readers share whether they support retirement plan requirements proposed in legislation drafted as part of the Congressional budget...
U.S. Falls in Natixis Global Retirement Ranking
They survey found that a third of U.S. investors do not believe they have the option to retire.
Products |
Investment Product and Service Launches
J.P. Morgan AM launches lifetime income solution; Allianz Life partners with iJoin and IPX to offer guaranteed income option; Janus...
Not Having a Retirement Drawdown Strategy Can Affect Retirement Security
A survey finds a majority of retirees are using RMDs for ‘guidance’ about how to spend down their assets, but...
Benefits |
Social Security to Run Out of Money Sooner Than Previously Expected
To avoid depletion, payroll taxes will need to be increased, benefits cut or both, and waiting will mean larger changes...
State and Local Government Workers’ Annuity Preferences
Virtually all state and local workers are offered a single- and joint-life annuity, while about 40% are offered a period...
Industry Ripe for Development of Retirement Income Products and Solutions
David Blanchett, QMA’s newest managing director and head of retirement research, talks about the growing importance of retirement income solutions...
DB Plans and Social Security Are Wealth Equalizers
A study finds the programs are substantial resources for Black and Hispanic families and adding them into wealth considerations lowers...
What DC Plan Participants Should Know About Their Own ‘Funded Status’
Plan sponsors can help participants understand how interest rates and inflation affect lifetime income disclosures to help them avoid panicking...
People Like ‘Guaranteed Income’ Over an ‘Annuity’
Not only does a name change increase the appeal of annuities, but framing them as insurance against running out of...
DOL Clears Up Timing for Lifetime Income Illustrations
The agency promised to issue a final rule ‘as soon as practicable’ and recognized transition time may be needed if...
High Equity Allocations at Retirement a Dangerous Path for Retirement Income
A TDF with a moderate equity allocation at retirement and an inflation-protected bond portfolio that uses LDI principles mitigates the...
Participants Need Guidance on Addressing Retirement Risks
Providing Social Security education and guaranteed income investment options are among suggestions for how plan sponsors can help.
Need for Greater Social Security Education Continues
While 89% of U.S. adults said they were at least somewhat confident in their understanding of the benefit, detailed findings...
Lack of Income, Future Income Misperceptions Hinder Retirement Savings
Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving,...