DOL Clears Up Timing for Lifetime Income Illustrations
The agency promised to issue a final rule ‘as soon as practicable’ and recognized transition time may be needed if...
Tag: Retirement Income
High Equity Allocations at Retirement a Dangerous Path for Retirement Income
A TDF with a moderate equity allocation at retirement and an inflation-protected bond portfolio that uses LDI principles mitigates the...
Participants Need Guidance on Addressing Retirement Risks
Providing Social Security education and guaranteed income investment options are among suggestions for how plan sponsors can help.
Need for Greater Social Security Education Continues
While 89% of U.S. adults said they were at least somewhat confident in their understanding of the benefit, detailed findings...
Lack of Income, Future Income Misperceptions Hinder Retirement Savings
Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving,...
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Investment Product and Service Launches
Nationwide partners with AB to offer in-plan income guarantees; Voya’s new stable value solution offers manager diversity; Bloomberg and MSCI...
PSNC 2021: In-Plan Guaranteed Income: Will the SECURE Act spark a transformation of the 401(k) industry?
A PSNC session explored participant demand for retirement income, the types of guaranteed solutions available and a process for evaluation...
PSNC 2021: The Modern DC Plan Investment Lineup
The time is now for retirement plans to view their participants as investors deserving high-touch, personalized retirement income assistance.
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Bank of America Launches Digital Investment Advisory Program
The Personal Retirement Strategy program includes a dual 3(21)/3(38) solution for retirement plan sponsors.
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Embracing a ‘Retirement Tier’ Framework
T. Rowe Price says its new framework for implementing a retirement tier helps sponsors weed through the array of products...
What Makes an Average Retiree Feel Confident?
New data published by the Employee Benefit Research Institute offers a few answers.
Technology and Personalization Play a Part in Next Gen Retirement Income
Helping DC plan participants create retirement income starts with the savings experience and includes using technology to offer customization opportunities,...
SECURE Act 2.0 Passed Unanimously by Ways and Means Committee
A rare unanimous affirmative voice vote by the Ways and Means Committee allows the SECURE Act 2.0 to be considered...
House Committee Expected to Advance ‘SECURE Act 2.0’
Commenting on the expected legislative action, sources agree the stakes remain high when it comes to addressing the U.S. retirement...
DC Plan Participants Need More Than Jargon
The way people view and define retirement has undergone a significant philosophical change in recent years, creating a clear and...
As More Retirees Remain in Plans, Retirement Income Solutions Follow
Sponsors also say the fiduciary oversight and lower fees that come with staying in the plan help participants.
Near-Retirees Flummoxed by Social Security Benefits
Respondents to a survey by MassMutual revealed certain topics they have questions about.
In the Future, the Bias Will Likely Be for Annuities
For now, sources say there needs to be more education and a change of thought to help 401(k) plan sponsors...
Employers Asked to Take Part in Meeting Americans’ Retirement Income Needs
An economic report discusses Baby Boomers’ lack of retirement readiness and how a new framework for income security is needed...
Participants Prefer Monthly Retirement Paychecks Over Flexible Withdrawals
The majority of respondents to a survey by Capital Group also noted they were potentially interested in annuity and lifetime...