Higher Participation Measured, Including in Roth Accounts
The steady increase in the use of the Roth 401(k) option comes as overall qualified plan participation continues to increase.
Tag: Retirement Income
Benefits |
Social Security Burdens Fall on Younger Workers
As unemployment rises and employees retire sooner, experts say Social Security will be exhausted faster than predicted.
Pandemic Causing Older Workers to Leave Workforce Earlier Than Planned
Many workers near retirement age who may be worried about COVID-19 are turning to early retirement, but doing so comes...
Opinions |
Income as the Outcome: Sustaining Your Participants Throughout Retirement
Zvi Bodie, PhD, with Bodie Associates, and Tim Kohn, with Dimensional Fund Advisors, discuss why DC plan sponsors should focus...
Products |
BGC Introduces Interactive Retirement Income Calculator
MyRetirement illustrates retirement plan participants’ spending levels in retirement so they can make informed decisions.
Retirement-Age Households Show a ‘Chunk or Nothing’ Withdrawal Pattern
Observing drawdown patterns can inform plan sponsors about how to design their plans to facilitate withdrawals and about what guidance...
Products |
DC Plan Annuity Product Available on KTRADE Recordkeeping Platform
DIETRICH has partnered with KTRADE Alliance to offer its ANNUA Direct Quote tool to users of KTRADE.
Expect a Rise in Annuity Engagement
A different perspective post-COVID-19 will make guaranteed income more attractive to retirement plan sponsors and participants.
Benefits |
Employees Need Review of Social Security Strategies During Financial Crises
Research shows older employees may turn to Social Security for income following a financial crisis, but that can throw retirement...
Products |
Investment Product and Service Launches
Wells Fargo launches Retirement Income Solution, and Morningstar to acquire Sustainalytics.
The Rug Has Been Pulled From Under Americans’ Retirement Security
The coronavirus pandemic has revealed the fragility of retirement security in our current landscape and sparked conversation about design and...
Some Employees Must Plan for a Retirement Without Social Security
Financial wellness programs and broader use of auto-enrollment in DC plans could help public sector employees who are missing out...
Getting Portability Right Key to Annuities in DC Plans
Confidence exists that insurers will come up with solutions to address the possibility that plan sponsors may at some point...
Getting Longevity Wrong Can Put a Hitch in Retirement Planning
Individuals need to know the right number in order not to outlive their retirement savings, as well as to prepare...
Lower-Income Workers May Be More Retirement Ready Than They Think
Low-income workers do not need to save much because Social Security may be adequate, a study suggests.
SURVEY SAYS: Do You Have Guaranteed Retirement Income?
NEWSDash readers share what source of guaranteed income in retirement they think is best.
SECURE Act Guaranteed Income Safe Harbor Provides Assurance to Plan Sponsors
Attorneys discussed the clarity it provides, due diligence required and the hurdle of getting participants to accept annuities.
The Future for Annuities in DC Plans
The SECURE Act offered an annuity selection safe harbor for plan sponsors, but education will be the first step in...
403(b) Plans Get Lifetime Income, Help With Education Expenses Right
The PLANSPONSOR 2019 DC Survey suggests 403(b) plan sponsors, more so than DC plan sponsors overall, are stepping up to...
Products |
Pacific Life Introduces Retirement Income Translator
The tool educates individuals about the projected monthly value of their retirement savings and the potential benefits of protected lifetime...