Better Retirement Income Strategies Start With Deeper Insight
To build a more effective set of solutions for the spending down of retirement plan assets, plan sponsors must first...
Tag: Retirement Income
Products |
DIETRICH Talks Annuity Payout Features
With ADQ, the firm’s newest feature, plan sponsors can help employees manage financial risks throughout a lengthier retirement cycle.
The Future of Annuities for DC Plan Participants
There are differences between annuities the industry wants to offer DC plan participants and those that have traditionally been offered.
DC Plan Dominance Is Overstated, But Not For Long
Among today’s retirees, nearly nine in 10 (86%) fund their retirement primarily with Social Security and pension income.
DC Plans 3.0 Will Really be Tailored to Individual Situations
Bob Collie, head of research at the Thinking Ahead Institute, tells PLANSPONSOR version 3.0 will be customized by “hyper-customization and...
Benefits |
Social Security Administration Announced COLA for 2020
Employees not only need basic education, but they need to know how to include Social Security in their retirement income...
Social Security Education a Must-Have for Retirement Plan Participants
General education is helpful, but getting personal will help employees establish a plan for income in retirement.
Plan Sponsors Recognizing Need for Decumulation Choices
A new survey from Alight Solutions indicates more employers are expanding distribution options in their DC retirement plans to help...
More Employers Focusing on Lifetime Income
However, most are offering systematic withdrawals, lifetime education and planning tools, and in-plan managed account services; they are still leery...
Opinions |
Barry’s Pickings: Meaning for DC Plan Participants of Decreases in Interest Rates
Michael Barry, president of O3 Plan Advisory Services LLC, explains how, in the long run, decreases in interest rates drive...
SURVEY SAYS: Will Social Security Be There for Your Retirement?
There are some who think Social Security will no longer be an option when they retire, some who think it...
Researchers Revisit ‘Spend Safely in Retirement’ Strategy
Researchers offer examples of how a retirement income strategy for middle income Americans, introduced last year, would work in different...
Researchers Propose Including Annuities as a Default in 401(k)s
An analysis found defaulting a portion of balances in deferred income annuities (DIAs) would boost income for retirees later in...
Stopping a Retirement Crisis
Currently, America has a retirement plan coverage gap, a retirement savings gap and a guaranteed income gap, which plan sponsors...
Legislative Proposals Could Help Retirement Income Adequacy: EBRI
Younger employees would benefit most from a requirement for employers to offer retirement plans, while older employees would benefit most...
SURVEY SAYS: The SECURE Act and Retirement Income Adequacy
PLANSPONSOR NewsDash readers weigh in on whether certain provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act...
A Lack of Retirement Income Guidance Harms Participants
Defined contribution plan participants are unlikely to feel confidence about retiring when they receive no retirement income projections and no...
Products |
IRI Promotes Need for Guaranteed Income for Retirement
According to the Insured Retirement Institute, systematic withdrawal strategies, whether a simple “x%” rule or based on a more sophisticated...
PSNC 2019: What Comes Next With Retirement Income
The growing landscape of decumulation solutions includes in-plan insurance products, managed payout funds, managed accounts, out-of-plan annuity windows and more.
The Majority of Retirees Spend Below Their Income, a New Study Finds
EBRI dives into the spending patterns of older Americans and reveals what could make them outspend their income.