ERISA Annuity Safe Harbor Bill Introduced in House
H.R. 1439, known as the Increasing Access to a Secure Retirement Act, would establish a stronger Employee Retirement Income Security...
Tag: Retirement Income
Benefits |
Equity Compensation Increasingly Used for Financial Wellness and Retirement
Company stock plan participants surveyed by Fidelity Investments reported they have used or will use proceeds for things such as...
Hearing Witnesses Offered Recommendations to Promote Retirement Savings
Recommendations included conducting a comprehensive review of the American retirement system, educating small employers about plan options, allowing for open...
EBRI Reassesses Whether DC or DB Plans Are Better for Participants
A new EBRI research report compares the outcomes of participants in automatic enrollment 401(k) plans versus defined benefit (DB) plans;...
Experts Push Ways and Means Committee for Retirement Reforms
Given their diverse backgrounds, the speakers shared different points of emphasis in their testimony, but they all called on the...
Benefits |
Tying HSAs to Retirement Savings
Kelley Long, certified financial planner with Financial Finesse, shared information to help employers promote health savings accounts (HSAs) as a...
DC Plan Sponsors Want Retirees/Terminated Employees to Remain in Their Plans
More than 60% of employers want to keep retirees in their plan, and 33% prefer that terminated employees keep their...
DC Plan Sponsors Still Shunning Annuities
The top reason cited for not offering an annuity-type product in defined contribution plans is being uncomfortable or unclear about...
Future Regulation Holds the Key for Lifetime Income Options in DC Plans
The safe harbor provision in the Retirement Enhancement and Savings Act would safeguard plan sponsors from liability issues stemming from...
Most Retirees Say Employers Did Nothing to Help With Retirement Transition
Both retirement plan sponsors and employees can learn lessons from the experiences recounted by retirees surveyed by the Transamerica Center...
Diverse Stakeholders Look to Boost In-Plan Retirement Income
Continued net flows out of the DC system, driven by Baby Boomer retirements, could cause more provider consolidation and redoubling...
Benefits |
Survey Data Shows Disparate Opinions of In-Plan Retirement Income
Survey data demonstrates asset managers, recordkeepers, consultants and plan sponsors talk past each other regarding retirement income solutions, Cerulli says.
Benefits |
4% Rule Not a Reliable Retirement Income Withdrawal Strategy for All People
A retiree’s investment portfolio is a large factor in determining an optimal, safe withdrawal rate in retirement, but longevity, expected...
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Wells Fargo Launches Retirement Income Planning Center
The new online resource is specifically designed to help those older than age 50 with key issues to consider as...
Advisers Give Keen Insight Into Monthly Retirement Income Needs
Nearly all of those who work with an adviser feel they have prepared themselves well for estimating their monthly income...
Younger Individuals Most Open to Annuities
Forty-two percent of consumers in a LIMRA SRI study said they were open to the idea of annuities, and 61%...
Having a ‘Planning Mindset’ Associated With Positive Retirement Outcomes
Wells Fargo uncovered four specific participant characteristics that correlate with a significantly better financial life.
Even the Most Reliable Data Suggests Households Will Fall Short of Retirement Income Goals
Looking at the various sources of households' estimated retirement income, the Center for Retirement Research at Boston College found that...
Retirement Savers Need to Be Prepared for Taxes in Retirement
Fifty-two percent of pre-retirees surveyed by the Nationwide Retirement Institute wish they better understood how their income in retirement will...
Successful Plans Embrace Strategic Thinking
The challenge of learning to think strategically impacts plans of all sizes, says Mel Hooker at Wells Fargo; even large...