Retirees Say Income Replacement Needed Not As High As Pre-Retirees Think
Half of retirees say they spend less in retirement than they did in their working years.
Tag: Retirement Income
Retirees Find Creating a Drawdown Strategy Is Complex
"Having a plan in place to manage their finances can help retirees feel confident about spending their assets and address...
Brokerage Accounts, Dividends Critical Sources of Retirement Income
Together, they supply 40% of retirees’ income.
PSNC 2018: Planning for Post-Employment
Retirement plan sponsors have a fiduciary duty to help plan participants who terminate or retire and provide them the tools...
Companies Form Alliance for Lifetime Income
Its objective is to educate Americans about the importance of protected lifetime income solutions.
PSNC 2018: Spending in Retirement and Financial Shocks – Fact and Fiction
EBRI’s Lori Lucas tells PLANSPONSOR National Conference attendees that retirees actually spend less than the industry suggests employees save for...
When Saving More Harms Workers’ Financial Future
In the DC retirement plan industry, it is simply taken for granted that everyone should be saving more and that...
Benefits |
Without Bold Action, Social Security Woes on the Horizon
Prudential Financial experts anticipate Social Security’s funding shortfall will likely result in program changes over time, such as reducing cost-of-living...
Signs of Annuity Market Stabilization After DOL Fiduciary Rule Derailment
Data from Morningstar demonstrates variable annuity net assets fell 1.6% to $1.95 trillion during the first quarter of 2018, versus...
Benefits |
Social Security Trustees Warn of Impending Depletion Without Congressional Action
According to the Social Security Board of Trustees, the total annual cost of the federal benefits program is projected to...
Retirement Income Seen as the Next Phase for 401(k)s
Bing Waldert, a managing director with Cerulli Associates, says, "converting the 401(k) plan to an income platform is a step...
Sequence Risk at Retirement Can Derail Successful Savers
Target-date fund designs should take into account the risks retirement plan participants face—how to correlate and corral the evolving sources...
Groups Offer Blueprint for New Social Contract for Retirement
The blueprint calls for nine design features of the new contract.
Surviving Financially to Age 85 Increases Retirement Confidence
Most of those ages 85 and over are comfortable with their finances for a couple of reasons, a survey from...
Products |
dailyVest’s Plan Health Tool Gets an Update
Projected retirement income can now be viewed at both the plan and participant level.
LIMRA SRI: Preventing Brain Drain Should Be a Retirement Program Goal
As skilled Baby Boomer employees begin to reach the traditional retirement age, employers need to examine their policies and procedures...
Americans Would Like Retirement Security Laws Passed
Eighty percent of American workers surveyed said they would like to hear congressional candidates discuss retirement security.
Investor Conservatism Doesn’t Jibe With Retirement Risk Fears
A report suggests, “The need to maintain a sufficient allocation to stocks can be reconciled with the reticence to do...
2018 Planning & Progress Study: Many Expect to Delay Retirement
One clear point of concern in the data is the increasing number of Americans who anticipate retiring at 70 years...
Income Taxes Follow Participants Into Retirement
Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the...